:root {
  --navy: #17384b;
  --navy-deep: #0f2c3e;
  --navy-soft: #31566a;
  --mist: #edf3f1;
  --mist-deep: #dce8e5;
  --paper: #f9fbf9;
  --white: #ffffff;
  --accent: #a72d4a;
  --accent-soft: #e8cfd5;
  --copy: #587080;
  --muted: #7b909b;
  --line: rgba(23, 56, 75, .14);
}

* { box-sizing: border-box; }
html { scroll-behavior: auto; }
body { margin: 0; background: var(--paper); color: var(--navy); font-family: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; }
a { color: inherit; }
button, input, textarea, select { font: inherit; }
.skip-link { position: fixed; z-index: 100; top: 12px; left: 12px; padding: 11px 15px; background: var(--navy-deep); color: #fff; transform: translateY(-160%); }
.skip-link:focus { transform: none; }
.shell { width: min(1210px, calc(100% - 48px)); margin-inline: auto; }

/* Header */
.site-header { position: absolute; z-index: 20; inset: 0 0 auto; border-bottom: 1px solid var(--line); }
.header-inner { display: flex; min-height: 92px; align-items: center; gap: 38px; }
.brand { display: inline-flex; flex: 0 0 auto; align-items: center; gap: 13px; color: var(--navy); font-size: 18px; font-weight: 780; letter-spacing: -.035em; text-decoration: none; }
.brand-mark { display: grid; width: 42px; height: 42px; place-items: center; border-radius: 10px; background: var(--accent); color: #fff; font-size: 11px; font-weight: 850; letter-spacing: .02em; }
.desktop-nav { display: flex; margin-left: auto; align-items: center; gap: 4px; }
.desktop-nav a { padding: 11px 12px; color: var(--navy-soft); font-size: 12px; font-weight: 580; text-decoration: none; }
.desktop-nav a:hover { color: var(--accent); }
.header-actions { display: flex; align-items: center; gap: 8px; }
.mobile-menu { display: none; }

/* Controls */
.button { display: inline-flex; min-height: 52px; padding: 14px 20px; align-items: center; justify-content: center; gap: 18px; border: 0; border-radius: 8px; font-size: 12px; font-weight: 760; letter-spacing: .01em; text-decoration: none; transition: transform .18s ease, background-color .18s ease; }
.button:hover { transform: translateY(-1px); }
.button-primary { background: var(--accent); color: #fff; }
.button-primary:hover { background: #88203b; }
.button-dark { background: var(--navy-deep); color: #fff; }
.button-dark:hover { background: var(--accent); }
.button-light { background: #fff; color: var(--navy); }
.button-light:hover { background: var(--mist); }
.button-large { min-height: 60px; padding-inline: 26px; }
.button:focus-visible, .arrow-link:focus-visible, a:focus-visible, summary:focus-visible { outline: 3px solid rgba(167, 45, 74, .28); outline-offset: 3px; }
.arrow-link { display: inline-flex; min-height: 46px; align-items: center; gap: 14px; color: var(--navy); font-size: 12px; font-weight: 760; text-decoration: none; }
.arrow-link span { transition: transform .18s ease; }
.arrow-link:hover { color: var(--accent); }
.arrow-link:hover span { transform: translate(3px, -3px); }
.arrow-link-light { color: #fff; }
.eyebrow { display: flex; margin: 0 0 26px; align-items: center; gap: 11px; color: var(--accent); font-size: 10px; font-weight: 820; letter-spacing: .16em; line-height: 1.4; text-transform: uppercase; }
.eyebrow > span { width: 34px; height: 1px; background: currentColor; }
.eyebrow-light { color: #9fc2cd; }

/* Homepage hero */
.hero { min-height: 860px; padding: 170px 0 110px; overflow: hidden; background: var(--mist); }
.hero-grid { display: grid; min-height: 580px; grid-template-columns: 1fr .72fr; align-items: center; gap: clamp(65px, 9vw, 130px); }
.hero-copy { max-width: 720px; }
.hero h1 { max-width: 720px; margin: 0; color: var(--navy); font-size: clamp(65px, 7.4vw, 104px); font-weight: 690; letter-spacing: -.073em; line-height: .89; }
.hero h1 em { display: block; margin-top: .13em; color: var(--accent); font-family: Georgia, "Times New Roman", serif; font-size: .82em; font-weight: 400; letter-spacing: -.05em; line-height: 1; }
.hero-lead { max-width: 650px; margin: 37px 0 0; color: var(--navy-soft); font-size: clamp(17px, 1.55vw, 20px); line-height: 1.7; }
.hero-actions { display: flex; margin-top: 38px; flex-wrap: wrap; align-items: center; gap: 22px; }
.hero-note { display: flex; margin: 27px 0 0; align-items: center; gap: 10px; color: var(--muted); font-size: 11px; }
.hero-note > span { width: 7px; height: 7px; border-radius: 50%; background: var(--accent); box-shadow: 0 0 0 5px rgba(167,45,74,.09); }

.invoice-stage { position: relative; min-height: 525px; padding: 37px; border: 1px solid rgba(23,56,75,.16); border-radius: 26px; background: rgba(255,255,255,.65); box-shadow: 0 35px 80px rgba(15,44,62,.08); }
.flow-label { color: var(--accent); font-size: 9px; font-weight: 820; letter-spacing: .15em; text-transform: uppercase; }
.flow-step { display: grid; grid-template-columns: 36px 1fr 24px; margin-top: 31px; padding: 23px 0; align-items: center; gap: 16px; border-top: 1px solid var(--line); }
.flow-step > span { color: var(--accent); font: 9px ui-monospace, monospace; }
.flow-step div { display: grid; gap: 6px; }
.flow-step small, .flow-result small { color: var(--muted); font-size: 9px; letter-spacing: .11em; text-transform: uppercase; }
.flow-step strong { font-size: 15px; letter-spacing: -.02em; }
.flow-step i { color: var(--accent); font-style: normal; }
.flow-step-two { margin-top: 0; }
.flow-result { margin-top: 14px; padding: 28px; border-radius: 18px; background: var(--navy); color: #fff; }
.flow-result small { color: #9fc2cd; }
.flow-result strong { display: block; margin-top: 14px; font-family: Georgia, "Times New Roman", serif; font-size: clamp(28px, 3vw, 37px); font-weight: 400; letter-spacing: -.04em; line-height: 1.08; }
.flow-result p { margin: 18px 0 0; color: #b8d0d7; font-size: 10px; line-height: 1.55; }

/* Homepage sections */
.proof-strip { background: var(--paper); }
.proof-grid { display: grid; grid-template-columns: repeat(3, 1fr); border-bottom: 1px solid var(--line); }
.proof-grid > div { display: grid; min-height: 128px; padding: 31px 35px; grid-template-columns: 35px 1fr; align-items: center; gap: 15px; }
.proof-grid > div + div { border-left: 1px solid var(--line); }
.proof-grid span { color: var(--accent); font: 9px ui-monospace, monospace; }
.proof-grid strong { max-width: 280px; font-size: 16px; font-weight: 670; line-height: 1.45; }
.section { padding: clamp(110px, 12vw, 175px) 0; }
h2 { margin: 0; color: var(--navy); font-size: clamp(45px, 5.2vw, 72px); font-weight: 650; letter-spacing: -.06em; line-height: .98; }
.split-heading { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(75px, 10vw, 145px); }
.split-heading > div:first-child { max-width: 530px; }
.large-copy { margin: 0 0 30px; color: var(--navy); font-size: clamp(28px, 3.25vw, 44px); font-weight: 570; letter-spacing: -.045em; line-height: 1.2; }
.story-copy > p:not(.large-copy) { max-width: 660px; margin: 0 0 65px; color: var(--copy); font-size: 16px; line-height: 1.78; }
.outcome-grid { border-top: 1px solid var(--line); }
.outcome-grid article { display: grid; grid-template-columns: 50px 210px 1fr; padding: 27px 0; align-items: baseline; gap: 20px; border-bottom: 1px solid var(--line); }
.outcome-grid span { color: var(--accent); font: 9px ui-monospace, monospace; }
.outcome-grid h3 { margin: 0; font-size: 17px; letter-spacing: -.025em; }
.outcome-grid p { max-width: 360px; margin: 0; color: var(--copy); font-size: 13px; line-height: 1.65; }
.process-section { background: var(--navy); color: #fff; }
.process-section h2 { color: #fff; }
.section-head { display: grid; grid-template-columns: 1fr .58fr; align-items: end; gap: 80px; }
.section-head > p { max-width: 440px; margin: 0 0 5px; color: var(--copy); font-size: 15px; line-height: 1.75; }
.process-section .section-head > p { color: #b6ccd4; }
.process-grid { display: grid; margin: 75px 0 30px; grid-template-columns: repeat(4, 1fr); border-top: 1px solid rgba(255,255,255,.18); border-bottom: 1px solid rgba(255,255,255,.18); }
.process-grid article { min-height: 285px; padding: 28px; }
.process-grid article + article { border-left: 1px solid rgba(255,255,255,.18); }
.process-grid article > span { color: #9fc2cd; font: 9px ui-monospace, monospace; }
.process-grid h3 { margin: 75px 0 14px; color: #fff; font-size: 22px; letter-spacing: -.035em; line-height: 1.15; }
.process-grid p { margin: 0; color: #b6ccd4; font-size: 12px; line-height: 1.7; }
.fit-section { background: var(--mist); }
.fit-grid { display: grid; grid-template-columns: .82fr 1.18fr; gap: clamp(75px, 11vw, 160px); }
.fit-grid > div > p { max-width: 500px; margin: 32px 0 24px; color: var(--copy); font-size: 15px; line-height: 1.75; }
.check-list { margin: 0; padding: 0; border-top: 1px solid var(--line); list-style: none; }
.check-list li { display: grid; grid-template-columns: 48px 1fr; padding: 27px 0; gap: 20px; border-bottom: 1px solid var(--line); }
.check-list li > span { padding-top: 4px; color: var(--accent); font: 9px ui-monospace, monospace; }
.check-list strong { font-size: 18px; letter-spacing: -.02em; }
.check-list p { margin: 8px 0 0; color: var(--copy); font-size: 13px; line-height: 1.6; }
.faq { background: var(--paper); }
.faq-grid { display: grid; grid-template-columns: .78fr 1.22fr; gap: clamp(75px, 11vw, 160px); }
.faq-grid > div:first-child > p { max-width: 460px; margin: 28px 0 22px; color: var(--copy); line-height: 1.72; }
.faq-list { border-top: 1px solid var(--line); }
.faq-list details { border-bottom: 1px solid var(--line); }
.faq-list summary { display: flex; padding: 25px 0; align-items: center; justify-content: space-between; gap: 20px; color: var(--navy); cursor: pointer; font-size: 17px; font-weight: 680; list-style: none; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary span { color: var(--accent); font-size: 24px; font-weight: 400; }
.faq-list details[open] summary span { transform: rotate(45deg); }
.faq-list details p { max-width: 650px; margin: -4px 45px 26px 0; color: var(--copy); font-size: 14px; line-height: 1.75; }
.closing-cta { padding: clamp(100px, 11vw, 145px) 0; background: var(--accent); color: #fff; }
.closing-inner { display: flex; align-items: flex-end; justify-content: space-between; gap: 65px; }
.closing-inner h2 { color: #fff; }
.closing-inner h2 em { color: #f3d9df; font-family: Georgia, "Times New Roman", serif; font-weight: 400; }
.closing-inner p:last-child { max-width: 650px; margin: 28px 0 0; color: #f1d5db; font-size: 16px; line-height: 1.7; }

/* Footer */
.site-footer { padding: 82px 0 24px; background: var(--navy-deep); color: #fff; }
.footer-grid { display: grid; grid-template-columns: 1.25fr .65fr .9fr 1fr; gap: 55px; }
.site-footer .brand { color: #fff; }
.footer-intro > p { max-width: 340px; margin: 25px 0 0; color: #9eb8c3; font-size: 13px; line-height: 1.75; }
.site-footer h2 { margin: 8px 0 22px; color: #7695a3; font-size: 10px; letter-spacing: .15em; text-transform: uppercase; }
.site-footer ul { display: grid; margin: 0; padding: 0; gap: 12px; list-style: none; }
.site-footer li a, .site-footer address a { color: #d5e1e5; font-size: 12px; text-decoration: none; }
.site-footer a:hover { color: #fff; }
.site-footer address { display: grid; gap: 12px; color: #9eb8c3; font-size: 12px; font-style: normal; line-height: 1.65; }
.footer-cta { padding: 27px; border: 1px solid rgba(255,255,255,.16); border-radius: 14px; background: rgba(255,255,255,.04); }
.footer-cta p { margin: 0 0 22px; font-size: 17px; line-height: 1.45; }
.footer-cta .button { width: 100%; }
.footer-bottom { display: flex; margin-top: 58px; padding-top: 22px; align-items: center; justify-content: space-between; border-top: 1px solid rgba(255,255,255,.11); color: #6e8d9b; font-size: 10px; }
.footer-bottom div { display: flex; gap: 20px; }
.footer-bottom a { text-decoration: none; }

/* Supporting pages */
.inner-hero { min-height: 620px; padding: 200px 0 110px; background: var(--mist); }
.inner-orbit { display: none; }
.inner-hero-grid { display: grid; grid-template-columns: 1.05fr .72fr; align-items: end; gap: 85px; }
.inner-hero h1 { max-width: 790px; margin: 0; color: var(--navy); font-size: clamp(60px, 7vw, 94px); font-weight: 680; letter-spacing: -.072em; line-height: .92; }
.inner-hero-grid > p { max-width: 500px; margin: 0 0 5px; color: var(--navy-soft); font-size: clamp(17px, 1.55vw, 20px); line-height: 1.72; }
.inner-section { background: var(--paper); }
.tinted-section { background: var(--mist); }
.dark-inner-section { background: var(--navy); color: #fff; }
.content-split { display: grid; grid-template-columns: .75fr 1.25fr; gap: clamp(70px, 10vw, 150px); }
.rich-copy > p:not(.large-copy) { max-width: 690px; color: var(--copy); font-size: 16px; line-height: 1.78; }
.definition-card { display: grid; margin-top: 48px; padding: 34px; gap: 13px; border-left: 3px solid var(--accent); background: var(--mist); }
.definition-card span { color: var(--accent); font-size: 9px; font-weight: 820; letter-spacing: .14em; text-transform: uppercase; }
.definition-card strong { max-width: 730px; font-size: 21px; font-weight: 590; line-height: 1.45; }
.feature-grid, .value-grid { display: grid; margin-top: 68px; grid-template-columns: repeat(4, 1fr); gap: 12px; }
.value-grid { margin-top: 0; grid-template-columns: repeat(3, 1fr); }
.feature-grid article, .value-grid article { min-height: 280px; padding: 28px; border: 1px solid var(--line); border-radius: 14px; background: rgba(255,255,255,.65); }
.feature-grid span, .value-grid span { color: var(--accent); font: 9px ui-monospace, monospace; }
.feature-grid h3, .value-grid h3 { margin: 72px 0 13px; font-size: 22px; letter-spacing: -.035em; }
.feature-grid p, .value-grid p { margin: 0; color: var(--copy); font-size: 13px; line-height: 1.68; }
.compact-cta { padding-block: 82px; }
.compact-cta h2 { max-width: 820px; font-size: clamp(42px, 5vw, 67px); }
.audience-detail-list { display: grid; }
.audience-detail-list > article { display: grid; grid-template-columns: .8fr 1.2fr; padding: 82px 0; gap: clamp(60px, 9vw, 130px); border-bottom: 1px solid var(--line); scroll-margin-top: 40px; }
.audience-detail-list > article:first-child { padding-top: 0; }
.audience-detail-list > article:last-child { padding-bottom: 0; border: 0; }
.audience-detail-list article > div:first-child > span { color: var(--accent); font: 9px ui-monospace, monospace; }
.audience-detail-list h2 { margin-top: 22px; font-size: clamp(39px, 4.5vw, 61px); }
.audience-detail-list ul { display: grid; margin: 32px 0 19px; padding: 0; gap: 12px; list-style: none; }
.audience-detail-list li { display: flex; align-items: center; gap: 12px; color: var(--copy); font-size: 13px; }
.audience-detail-list li span { color: var(--accent); font-weight: 900; }
.timeline { display: grid; }
.timeline article { display: grid; grid-template-columns: 65px 1fr .72fr; padding: 43px 0; gap: 38px; border-bottom: 1px solid var(--line); }
.timeline article:first-child { padding-top: 0; }
.timeline article > span { display: grid; width: 44px; height: 44px; place-items: center; border-radius: 50%; background: var(--navy); color: #fff; font: 9px ui-monospace, monospace; }
.timeline h2 { font-size: clamp(34px, 4vw, 52px); }
.timeline article div p { max-width: 620px; margin: 16px 0 0; color: var(--copy); line-height: 1.72; }
.timeline aside { padding: 21px; border-radius: 12px; background: var(--mist); color: var(--copy); font-size: 12px; line-height: 1.68; }
.document-grid { display: grid; grid-template-columns: 1fr .9fr; align-items: start; gap: 90px; }
.document-grid > div > p { max-width: 530px; margin: 27px 0 0; color: var(--copy); line-height: 1.72; }
.document-grid ul { margin: 0; padding: 0; border-top: 1px solid var(--line); list-style: none; }
.document-grid li { position: relative; padding: 23px 18px 23px 40px; border-bottom: 1px solid var(--line); font-size: 15px; font-weight: 650; }
.document-grid li::before { content: "✓"; position: absolute; left: 7px; color: var(--accent); }
.factor-list { border-top: 1px solid var(--line); }
.factor-list article { display: grid; grid-template-columns: 52px 1fr; padding: 28px 0; gap: 18px; border-bottom: 1px solid var(--line); }
.factor-list article > span { padding-top: 4px; color: var(--accent); font: 9px ui-monospace, monospace; }
.factor-list h3 { margin: 0 0 8px; font-size: 19px; }
.factor-list p { margin: 0; color: var(--copy); font-size: 13px; line-height: 1.68; }
.transparency-box { display: grid; grid-template-columns: 1fr .85fr; align-items: end; gap: 90px; }
.transparency-box > p { margin: 0; color: var(--copy); font-size: 17px; line-height: 1.72; }
.calculator { display: grid; grid-template-columns: 1fr .85fr; overflow: hidden; border: 1px solid rgba(255,255,255,.15); border-radius: 16px; background: #244a5e; }
.calculator-fields { display: grid; padding: clamp(35px, 5vw, 62px); gap: 45px; }
.calculator-fields label { display: grid; gap: 13px; }
.calculator-fields label > span { color: #b6ccd4; font-size: 12px; }
.calculator-fields strong { color: #fff; font-size: clamp(34px, 4vw, 50px); letter-spacing: -.05em; }
.calculator-fields input { width: 100%; accent-color: var(--accent); }
.calculator-fields small { display: flex; justify-content: space-between; color: #82a1ae; font-size: 10px; }
.calculator-result { padding: clamp(35px, 5vw, 60px); background: #fff; color: var(--navy); }
.calculator-result > p { margin: 0 0 27px; color: var(--accent); font-size: 9px; font-weight: 820; letter-spacing: .14em; text-transform: uppercase; }
.calculator-result dl { display: grid; margin: 0 0 33px; }
.calculator-result dl > div { display: flex; padding: 14px 0; justify-content: space-between; gap: 20px; border-bottom: 1px solid var(--line); }
.calculator-result dt { color: var(--copy); font-size: 12px; }
.calculator-result dd { margin: 0; font-weight: 750; }
.calculator-result dl > div:last-child { padding-top: 24px; border: 0; }
.calculator-result dl > div:last-child dd { color: var(--accent); font-size: 27px; }
.calculator-result .button { width: 100%; }
.calculator-result > small { display: block; margin-top: 17px; color: var(--muted); font-size: 10px; line-height: 1.55; }
.knowledge-grid { display: grid; grid-template-columns: repeat(2, 1fr); border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
.knowledge-grid article { min-height: 350px; padding: 36px; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.knowledge-grid article > span { color: var(--accent); font: 9px ui-monospace, monospace; }
.knowledge-grid h2 { margin-top: 65px; font-size: clamp(31px, 3.6vw, 47px); }
.knowledge-grid p { max-width: 540px; margin: 19px 0 24px; color: var(--copy); line-height: 1.72; }
.knowledge-note { max-width: 900px; }
.knowledge-note > p { max-width: 720px; margin: 27px 0 0; color: var(--copy); font-size: 17px; line-height: 1.72; }
.contact-facts { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; }
.contact-facts address { display: grid; padding: 34px; gap: 16px; border: 1px solid var(--line); border-radius: 14px; background: #fff; font-size: 15px; font-style: normal; line-height: 1.72; }
.contact-facts address a { width: fit-content; color: var(--accent); font-weight: 700; text-decoration: none; }
.contact-layout { display: grid; grid-template-columns: .68fr 1.32fr; align-items: start; gap: clamp(60px, 9vw, 130px); }
.contact-sidebar { display: grid; gap: 16px; }
.contact-sidebar > a { width: fit-content; font-size: 21px; font-weight: 700; letter-spacing: -.02em; text-decoration: none; }
.contact-sidebar > a:hover { color: var(--accent); }
.contact-sidebar address { margin-top: 14px; color: var(--copy); font-style: normal; line-height: 1.72; }
.contact-sidebar > p { max-width: 390px; margin-top: 23px; padding-top: 23px; border-top: 1px solid var(--line); color: var(--copy); font-size: 11px; line-height: 1.65; }
.contact-form { padding: clamp(30px, 5vw, 53px); border: 1px solid var(--line); border-radius: 16px; background: #fff; }
.form-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 21px 18px; }
.contact-form label { display: grid; gap: 9px; }
.contact-form label > span { color: var(--copy); font-size: 11px; font-weight: 650; }
.contact-form input:not([type="checkbox"]), .contact-form textarea, .contact-form select { width: 100%; padding: 14px 15px; border: 1px solid var(--line); border-radius: 8px; background: var(--mist); color: var(--navy); outline: none; }
.contact-form input:focus, .contact-form textarea:focus, .contact-form select:focus { border-color: var(--accent); box-shadow: 0 0 0 3px rgba(167,45,74,.1); }
.contact-form textarea { resize: vertical; }
.form-wide { grid-column: 1 / -1; }
.contact-form .form-consent { display: flex; align-items: flex-start; gap: 10px; }
.form-consent input { margin-top: 2px; accent-color: var(--accent); }
.form-consent a { color: var(--accent); }
.contact-form .button { margin-top: 25px; }
.form-note, .form-status { margin: 14px 0 0; color: var(--copy); font-size: 10px; line-height: 1.55; }
.form-status { color: var(--accent); font-weight: 650; }
.legal-layout { display: grid; grid-template-columns: .55fr 1.45fr; align-items: start; gap: clamp(60px, 10vw, 150px); }
.legal-layout aside { position: sticky; top: 35px; display: grid; padding: 27px; gap: 10px; border: 1px solid var(--line); border-radius: 12px; background: var(--mist); }
.legal-layout aside span { color: var(--copy); font-size: 11px; }
.legal-layout > div > section { padding: 0 0 37px; margin-bottom: 37px; border-bottom: 1px solid var(--line); }
.legal-layout h2 { font-size: clamp(29px, 3vw, 41px); }
.legal-layout p { max-width: 760px; margin: 17px 0 0; color: var(--copy); line-height: 1.75; }
.legal-layout p a { color: var(--accent); }

@media (max-width: 1050px) {
  .desktop-nav { display: none; }
  .header-actions { margin-left: auto; }
  .mobile-menu { position: relative; display: block; }
  .mobile-menu summary { display: grid; width: 48px; height: 48px; place-content: center; gap: 6px; border-radius: 9px; background: #fff; cursor: pointer; list-style: none; }
  .mobile-menu summary::-webkit-details-marker { display: none; }
  .mobile-menu summary span { width: 19px; height: 2px; background: var(--navy); }
  .mobile-menu nav { position: absolute; top: 57px; right: 0; display: grid; width: min(310px, calc(100vw - 32px)); padding: 14px; border: 1px solid var(--line); border-radius: 12px; background: #fff; box-shadow: 0 24px 60px rgba(15,44,62,.13); }
  .mobile-menu nav a { padding: 13px; text-decoration: none; }
  .mobile-menu nav a:hover { background: var(--mist); }
  .hero-grid { grid-template-columns: 1fr 390px; gap: 50px; }
  .process-grid { grid-template-columns: repeat(2, 1fr); }
  .process-grid article:nth-child(3) { border-top: 1px solid rgba(255,255,255,.18); border-left: 0; }
  .process-grid article:nth-child(4) { border-top: 1px solid rgba(255,255,255,.18); }
  .footer-grid { grid-template-columns: 1.3fr .7fr 1fr; }
  .footer-cta { grid-column: 1 / -1; }
}

@media (max-width: 850px) {
  .hero { min-height: auto; padding: 145px 0 95px; }
  .hero-grid, .split-heading, .section-head, .fit-grid, .faq-grid, .inner-hero-grid, .content-split, .document-grid, .transparency-box, .contact-layout { grid-template-columns: 1fr; }
  .hero-grid { gap: 70px; }
  .invoice-stage { width: min(520px, 100%); }
  .proof-grid { grid-template-columns: 1fr; }
  .proof-grid > div { min-height: 92px; padding-inline: 15px; }
  .proof-grid > div + div { border-top: 1px solid var(--line); border-left: 0; }
  .split-heading, .fit-grid, .faq-grid, .content-split { gap: 60px; }
  .section-head { gap: 30px; }
  .outcome-grid article { grid-template-columns: 45px 190px 1fr; }
  .inner-hero { min-height: auto; padding: 155px 0 95px; }
  .inner-hero-grid { gap: 38px; }
  .feature-grid { grid-template-columns: repeat(2, 1fr); }
  .timeline article { grid-template-columns: 60px 1fr; }
  .timeline aside { grid-column: 2; }
  .contact-sidebar { grid-template-columns: repeat(2, 1fr); }
  .contact-sidebar .eyebrow, .contact-sidebar address, .contact-sidebar > p { grid-column: 1 / -1; }
}

@media (max-width: 650px) {
  .shell { width: min(100% - 32px, 600px); }
  .header-inner { min-height: 76px; }
  .brand { font-size: 16px; }
  .brand-mark { width: 37px; height: 37px; }
  .header-cta { display: none; }
  .hero h1 { font-size: clamp(55px, 15vw, 74px); }
  .hero-actions { align-items: flex-start; flex-direction: column; }
  .hero-actions .button { width: 100%; }
  .invoice-stage { min-height: 490px; padding: 27px; }
  .section { padding: 95px 0; }
  h2 { font-size: 43px; }
  .outcome-grid article { grid-template-columns: 36px 1fr; }
  .outcome-grid article p { grid-column: 2; }
  .process-grid { grid-template-columns: 1fr; }
  .process-grid article { min-height: 235px; border-left: 0 !important; }
  .process-grid article + article { border-top: 1px solid rgba(255,255,255,.18); }
  .closing-inner { align-items: flex-start; flex-direction: column; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-cta { grid-column: auto; }
  .footer-bottom { align-items: flex-start; flex-direction: column; gap: 15px; }
  .audience-detail-list > article, .contact-facts, .legal-layout, .calculator { grid-template-columns: 1fr; }
  .audience-detail-list > article { gap: 38px; }
  .knowledge-grid, .value-grid, .feature-grid { grid-template-columns: 1fr; }
  .timeline article { grid-template-columns: 48px 1fr; gap: 20px; }
  .timeline aside { grid-column: 1 / -1; }
  .calculator-result { order: -1; }
  .form-grid { grid-template-columns: 1fr; }
  .form-wide { grid-column: auto; }
  .contact-sidebar { grid-template-columns: 1fr; }
  .contact-sidebar .eyebrow, .contact-sidebar address, .contact-sidebar > p { grid-column: auto; }
  .legal-layout aside { position: static; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
}

/* Refined homepage and navigation */
.site-header {
  position: sticky;
  top: 0;
  background: rgba(249, 251, 249, .92);
  border-bottom-color: rgba(23, 56, 75, .1);
  backdrop-filter: blur(18px);
}
.header-inner { min-height: 82px; gap: 30px; }
.brand { font-size: 17px; letter-spacing: -.025em; }
.brand-mark { width: 40px; height: 40px; border-radius: 8px; }
.desktop-nav { gap: 1px; }
.desktop-nav a { padding: 12px 11px; font-size: 12px; font-weight: 650; }
.header-actions { gap: 16px; }
.header-phone { display: grid; gap: 3px; color: var(--navy); text-align: right; text-decoration: none; }
.header-phone small { color: var(--muted); font-size: 8px; font-weight: 720; letter-spacing: .11em; text-transform: uppercase; }
.header-phone strong { font-size: 12px; letter-spacing: .01em; }
.header-cta { min-height: 46px; padding: 11px 17px; }
.mobile-nav-cta { margin-top: 5px; border-radius: 7px; background: var(--accent); color: #fff; text-align: center; }

.hero { min-height: auto; padding: 84px 0 0; background: linear-gradient(145deg, #edf3f1 0%, #f4f7f5 56%, #e8efed 100%); }
.hero-grid { min-height: 630px; grid-template-columns: 1.06fr .68fr; gap: clamp(58px, 7vw, 105px); }
.hero-copy { max-width: 760px; padding-bottom: 28px; }
.hero h1 { max-width: 790px; font-size: clamp(58px, 6.2vw, 88px); font-weight: 680; letter-spacing: -.065em; line-height: .94; }
.hero h1 em { margin-top: .12em; color: var(--accent); font-size: .78em; letter-spacing: -.045em; }
.hero-lead { max-width: 680px; margin-top: 31px; font-size: clamp(16px, 1.42vw, 19px); line-height: 1.68; }
.hero-actions { margin-top: 32px; gap: 28px; }
.hero-specialist-link { display: inline-flex; align-items: center; gap: 11px; color: var(--navy); text-decoration: none; }
.specialist-avatar { display: grid; width: 42px; height: 42px; place-items: center; border: 1px solid rgba(23,56,75,.2); border-radius: 50%; background: rgba(255,255,255,.52); color: var(--accent); font-family: Georgia, serif; font-size: 12px; }
.hero-specialist-link > span:last-child { display: grid; gap: 3px; }
.hero-specialist-link small { color: var(--muted); font-size: 8px; font-weight: 730; letter-spacing: .11em; text-transform: uppercase; }
.hero-specialist-link strong { font-size: 12px; }
.hero-note { margin-top: 24px; }
.hero-facts { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid var(--line); }
.hero-facts > div { display: grid; min-height: 110px; padding: 26px 30px; align-content: center; gap: 7px; }
.hero-facts > div + div { border-left: 1px solid var(--line); }
.hero-facts strong { font-family: Georgia, "Times New Roman", serif; font-size: 24px; font-weight: 400; letter-spacing: -.025em; }
.hero-facts span { color: var(--copy); font-size: 10px; line-height: 1.5; }

.invoice-stage { min-height: 0; max-width: 450px; padding: 34px; border-radius: 20px; background: rgba(255,255,255,.84); box-shadow: 0 38px 90px rgba(15,44,62,.1); }
.invoice-topline { display: flex; align-items: flex-start; justify-content: space-between; gap: 20px; }
.invoice-topline > div { display: grid; gap: 9px; }
.invoice-topline > div > strong { font-size: 15px; }
.invoice-status { display: inline-flex; align-items: center; gap: 7px; color: var(--navy-soft); font-size: 9px; font-weight: 700; }
.invoice-status i { width: 7px; height: 7px; border-radius: 50%; background: #4f8b70; box-shadow: 0 0 0 4px rgba(79,139,112,.1); }
.invoice-amount { display: grid; margin-top: 39px; padding-bottom: 29px; gap: 8px; border-bottom: 1px solid var(--line); }
.invoice-amount small { color: var(--muted); font-size: 9px; letter-spacing: .1em; text-transform: uppercase; }
.invoice-amount strong { color: var(--navy); font-family: Georgia, "Times New Roman", serif; font-size: 46px; font-weight: 400; letter-spacing: -.045em; }
.invoice-breakdown { display: grid; margin: 0; }
.invoice-breakdown > div { display: flex; padding: 18px 0; justify-content: space-between; gap: 20px; border-bottom: 1px solid var(--line); }
.invoice-breakdown dt { color: var(--copy); font-size: 10px; }
.invoice-breakdown dd { margin: 0; color: var(--navy); font-size: 11px; font-weight: 760; }
.invoice-stage .flow-result { margin-top: 21px; padding: 24px; }
.invoice-stage .flow-result strong { margin-top: 9px; font-size: 38px; }
.invoice-stage .flow-result p { display: flex; align-items: center; gap: 9px; }
.invoice-stage .flow-result p span { color: #fff; font-size: 12px; font-weight: 800; }
.invoice-disclaimer { margin: 17px 2px 0; color: var(--muted); font-size: 9px; line-height: 1.55; }

.section { padding: clamp(96px, 10vw, 140px) 0; }
.value-section { background: var(--paper); }
.compact-heading { display: grid; grid-template-columns: 1fr .68fr; align-items: end; gap: clamp(65px, 9vw, 130px); }
.compact-heading > p { max-width: 520px; margin: 0 0 4px; color: var(--copy); font-size: 16px; line-height: 1.75; }
.advantage-grid { display: grid; margin-top: 70px; grid-template-columns: repeat(3, 1fr); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.advantage-grid article { min-height: 250px; padding: 27px 31px; }
.advantage-grid article + article { border-left: 1px solid var(--line); }
.advantage-grid article > span { color: var(--accent); font: 9px ui-monospace, monospace; }
.advantage-grid h3 { margin: 66px 0 13px; font-size: 21px; letter-spacing: -.035em; }
.advantage-grid p { margin: 0; color: var(--copy); font-size: 12px; line-height: 1.68; }
.process-section .section-head h2 { font-size: clamp(44px, 5vw, 67px); }
.process-grid { margin-top: 68px; }
.process-grid article { min-height: 260px; }
.process-grid h3 { margin-top: 64px; }

.terms-section { background: var(--mist); }
.terms-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.price-panel, .eligibility-panel { min-height: 590px; padding: clamp(35px, 5vw, 60px); border: 1px solid var(--line); border-radius: 18px; }
.price-panel { background: #fff; }
.eligibility-panel { background: rgba(255,255,255,.36); }
.price-panel h2, .eligibility-panel h2 { margin-top: 13px; font-size: clamp(40px, 4.2vw, 57px); }
.price-range { margin: 36px 0 0; color: var(--accent); font-family: Georgia, "Times New Roman", serif; font-size: clamp(70px, 8vw, 106px); letter-spacing: -.06em; line-height: .85; }
.price-panel > p:not(.price-range), .eligibility-panel > p { max-width: 520px; margin: 26px 0 0; color: var(--copy); font-size: 14px; line-height: 1.75; }
.example-line { display: flex; margin: 35px 0 13px; padding: 20px 0; align-items: center; justify-content: space-between; gap: 20px; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.example-line span { color: var(--muted); font-size: 9px; text-transform: uppercase; letter-spacing: .09em; }
.example-line strong { font-size: 15px; }
.minimal-list { display: grid; margin: 45px 0 0; padding: 0; border-top: 1px solid var(--line); list-style: none; }
.minimal-list li { position: relative; padding: 19px 10px 19px 30px; border-bottom: 1px solid var(--line); color: var(--navy); font-size: 13px; font-weight: 620; }
.minimal-list li::before { content: "✓"; position: absolute; left: 2px; color: var(--accent); }

.assurance-section { background: var(--paper); }
.assurance-grid { display: grid; grid-template-columns: .95fr 1.05fr; gap: 22px; }
.risk-card, .specialist-card { min-height: 520px; padding: clamp(38px, 5vw, 62px); border-radius: 18px; }
.risk-card { background: var(--navy); color: #fff; }
.risk-card h2 { max-width: 560px; color: #fff; font-size: clamp(43px, 4.6vw, 62px); }
.risk-card > p:not(.eyebrow) { max-width: 560px; margin: 29px 0 0; color: #b6ccd4; font-size: 15px; line-height: 1.75; }
.risk-card .risk-note { margin-top: 55px; padding-top: 23px; border-top: 1px solid rgba(255,255,255,.17); color: #fff; font-size: 12px; font-weight: 680; }
.specialist-card { display: grid; grid-template-columns: 135px 1fr; align-items: center; gap: 40px; border: 1px solid var(--line); background: #fff; }
.specialist-monogram { display: grid; width: 128px; height: 128px; place-items: center; border-radius: 50%; background: var(--mist); color: var(--accent); font-family: Georgia, "Times New Roman", serif; font-size: 35px; }
.specialist-card h2 { font-size: clamp(39px, 4vw, 54px); }
.specialist-card p { margin: 23px 0 27px; color: var(--copy); font-size: 14px; line-height: 1.75; }
.faq { background: var(--mist); }
.closing-cta { background: var(--navy-deep); }
.closing-inner h2 em { color: #9fc2cd; }
.closing-inner p:last-child { color: #b6ccd4; }

@media (max-width: 1120px) {
  .header-phone { display: none; }
  .hero-grid { grid-template-columns: 1fr 410px; gap: 48px; }
  .specialist-card { grid-template-columns: 95px 1fr; gap: 27px; }
  .specialist-monogram { width: 92px; height: 92px; }
}

@media (max-width: 850px) {
  .hero { padding-top: 60px; }
  .hero-grid, .compact-heading, .terms-grid, .assurance-grid { grid-template-columns: 1fr; }
  .hero-grid { min-height: auto; padding-bottom: 65px; gap: 55px; }
  .hero-copy { padding: 0; }
  .invoice-stage { max-width: 560px; }
  .compact-heading { gap: 35px; }
  .advantage-grid { grid-template-columns: 1fr; }
  .advantage-grid article { min-height: 190px; }
  .advantage-grid article + article { border-top: 1px solid var(--line); border-left: 0; }
  .advantage-grid h3 { margin-top: 38px; }
  .price-panel, .eligibility-panel, .risk-card, .specialist-card { min-height: 0; }
}

@media (max-width: 650px) {
  .site-header { backdrop-filter: blur(12px); }
  .header-inner { min-height: 72px; }
  .hero { padding-top: 49px; }
  .hero h1 { font-size: clamp(49px, 14.5vw, 67px); }
  .hero h1 em { font-size: .78em; line-height: 1.05; }
  .hero-lead { margin-top: 25px; font-size: 16px; }
  .hero-actions { align-items: stretch; gap: 20px; }
  .hero-specialist-link { padding-inline: 5px; }
  .hero-facts { grid-template-columns: 1fr; }
  .hero-facts > div { min-height: 82px; padding: 19px 5px; grid-template-columns: 125px 1fr; align-items: center; }
  .hero-facts > div + div { border-top: 1px solid var(--line); border-left: 0; }
  .hero-facts strong { font-size: 20px; }
  .invoice-stage { padding: 25px; }
  .invoice-amount strong { font-size: 40px; }
  .section { padding: 86px 0; }
  .advantage-grid { margin-top: 50px; }
  .price-panel, .eligibility-panel, .risk-card, .specialist-card { padding: 31px 25px; }
  .price-range { font-size: 74px; }
  .example-line { align-items: flex-start; flex-direction: column; }
  .specialist-card { grid-template-columns: 1fr; }
  .specialist-monogram { width: 78px; height: 78px; font-size: 24px; }
  .closing-inner { gap: 35px; }
}

/* Homepage v2 — clearer rhythm, visual storytelling and scroll reveals */
:root {
  --navy: #183b52;
  --navy-deep: #102f43;
  --navy-soft: #426277;
  --mist: #edf5f5;
  --mist-deep: #dceced;
  --paper: #fbfcfb;
  --accent: #a52c49;
  --copy: #5f7887;
  --muted: #81949e;
  --line: rgba(24, 59, 82, .12);
}

.site-header {
  position: sticky;
  z-index: 50;
  top: 14px;
  width: min(1220px, calc(100% - 32px));
  margin: 14px auto -86px;
  border: 1px solid rgba(24, 59, 82, .12);
  border-radius: 20px;
  background: rgba(255, 255, 255, .86);
  box-shadow: 0 15px 45px rgba(16, 47, 67, .08);
  backdrop-filter: blur(20px);
}
.site-header .shell { width: 100%; padding: 0 12px 0 18px; }
.header-inner { min-height: 70px; gap: 24px; }
.brand-mark { width: 38px; height: 38px; border-radius: 10px; box-shadow: 0 8px 22px rgba(165, 44, 73, .18); }
.desktop-nav { gap: 3px; }
.desktop-nav a { padding: 11px 12px; border-radius: 9px; font-size: 12px; }
.desktop-nav a:hover { background: var(--mist); color: var(--navy); }
.header-actions { gap: 13px; }
.header-cta { min-height: 44px; border-radius: 11px; }

.hero { position: relative; padding: 180px 0 0; overflow: hidden; background: #eaf4f7; }
.hero-grid-pattern { position: absolute; inset: 0; opacity: .43; background-image: radial-gradient(rgba(24,59,82,.16) 1px, transparent 1px); background-size: 12px 12px; mask-image: linear-gradient(90deg, transparent 0, #000 32%, #000 100%); }
.hero::before { content: ""; position: absolute; width: 520px; height: 520px; right: -120px; top: 120px; border-radius: 50%; background: rgba(255,255,255,.55); filter: blur(3px); }
.hero-grid { position: relative; min-height: 650px; grid-template-columns: 1.05fr .78fr; gap: clamp(65px, 8vw, 115px); }
.hero-copy { max-width: 700px; padding: 38px 0 75px; }
.hero .eyebrow { margin-bottom: 22px; }
.hero h1 { max-width: 720px; font-size: clamp(59px, 6.05vw, 84px); font-weight: 760; letter-spacing: -.066em; line-height: .95; }
.hero h1 em { margin-top: .06em; color: var(--navy); font-family: inherit; font-size: 1em; font-style: normal; font-weight: 590; letter-spacing: inherit; line-height: inherit; }
.hero-lead { max-width: 635px; margin-top: 30px; color: var(--navy-soft); font-size: clamp(16px, 1.4vw, 19px); line-height: 1.65; }
.hero-actions { margin-top: 30px; }
.hero-note { margin-top: 21px; color: #6d8491; }
.hero-enter { animation: hero-copy-in .85s cubic-bezier(.2,.75,.2,1) both; }
.hero-visual-enter { animation: hero-card-in .95s .12s cubic-bezier(.2,.75,.2,1) both; }
.hero-facts-enter { animation: hero-facts-in .75s .28s ease both; }

.invoice-stage { position: relative; width: 100%; max-width: 460px; padding: 34px; border-color: rgba(24,59,82,.1); border-radius: 24px; background: rgba(255,255,255,.92); box-shadow: 0 40px 100px rgba(16,47,67,.14); transform: rotate(-1.2deg); transition: transform .45s cubic-bezier(.2,.75,.2,1), box-shadow .45s ease; }
.invoice-stage:hover { transform: rotate(0) translateY(-5px); box-shadow: 0 50px 115px rgba(16,47,67,.18); }
.invoice-stage::before { content: "DSF"; position: absolute; top: -24px; right: 30px; display: grid; width: 62px; height: 62px; place-items: center; border-radius: 18px; background: var(--accent); color: #fff; font-size: 12px; font-weight: 850; letter-spacing: .05em; box-shadow: 0 18px 35px rgba(165,44,73,.2); transform: rotate(5deg); }
.invoice-stage::after { content: "BINNEN 3 MINUTEN"; position: absolute; right: -52px; bottom: 84px; padding: 11px 14px; border: 1px solid rgba(24,59,82,.1); border-radius: 999px; background: #fff; color: var(--navy); font-size: 8px; font-weight: 830; letter-spacing: .1em; box-shadow: 0 15px 35px rgba(16,47,67,.1); }
.invoice-topline { padding-bottom: 19px; border-bottom: 1px solid var(--line); }
.invoice-amount { margin-top: 28px; }
.invoice-stage .flow-result { background: linear-gradient(145deg, var(--navy) 0%, #24536c 100%); }

.hero-facts { position: relative; display: grid; grid-template-columns: repeat(4, 1fr); overflow: hidden; border: 1px solid rgba(24,59,82,.1); border-bottom: 0; border-radius: 20px 20px 0 0; background: rgba(255,255,255,.76); }
.hero-facts > div { min-height: 94px; padding: 22px 27px; }
.hero-facts strong { font-size: 22px; }
.hero-facts span { font-size: 10px; }

.section { padding: clamp(100px, 10vw, 145px) 0; }
.intro-section { background: var(--paper); }
.intro-inner { max-width: 970px; text-align: center; }
.intro-inner .eyebrow { justify-content: center; }
.intro-inner h2 { font-size: clamp(48px, 6.2vw, 80px); line-height: .98; }
.intro-inner h2 em { color: var(--accent); font-family: Georgia, "Times New Roman", serif; font-weight: 400; }
.intro-inner > p:last-child { max-width: 690px; margin: 32px auto 0; color: var(--copy); font-size: 17px; line-height: 1.72; }

.flow-section { padding-top: 35px; background: var(--paper); }
.story-rows { display: grid; gap: clamp(115px, 14vw, 190px); }
.story-row { display: grid; grid-template-columns: .82fr 1.18fr; align-items: center; gap: clamp(65px, 9vw, 125px); }
.story-row-reverse { grid-template-columns: 1.18fr .82fr; }
.story-text { position: relative; }
.story-number { display: block; margin-bottom: 35px; color: var(--accent); font: 10px ui-monospace, monospace; }
.story-text h2 { font-size: clamp(43px, 4.6vw, 63px); line-height: 1.02; }
.story-text > p { max-width: 520px; margin: 27px 0 18px; color: var(--copy); font-size: 15px; line-height: 1.78; }
.visual-surface { position: relative; min-height: 535px; overflow: hidden; border: 1px solid rgba(24,59,82,.08); border-radius: 26px; background: #eaf4f7; box-shadow: 0 28px 70px rgba(16,47,67,.07); }
.visual-surface::before { content: ""; position: absolute; inset: 0; opacity: .65; background-image: radial-gradient(rgba(24,59,82,.13) 1px, transparent 1px); background-size: 12px 12px; mask-image: linear-gradient(135deg, #000, transparent 78%); }
.visual-toolbar { position: relative; z-index: 1; display: flex; margin: 27px; padding: 15px 17px; align-items: center; justify-content: space-between; border: 1px solid rgba(24,59,82,.08); border-radius: 13px; background: rgba(255,255,255,.75); }
.visual-toolbar span { display: flex; align-items: center; gap: 8px; color: var(--navy); font-size: 10px; font-weight: 720; }
.visual-toolbar span i { width: 7px; height: 7px; border-radius: 50%; background: #4c9a77; box-shadow: 0 0 0 5px rgba(76,154,119,.11); }
.visual-toolbar small { color: var(--muted); font-size: 8px; font-weight: 800; letter-spacing: .12em; }
.payment-route { position: relative; z-index: 1; display: grid; margin: 60px auto 0; width: min(380px, calc(100% - 60px)); justify-items: center; }
.route-card { display: grid; min-width: 245px; padding: 18px 21px; gap: 7px; border: 1px solid rgba(24,59,82,.09); border-radius: 15px; background: rgba(255,255,255,.91); box-shadow: 0 15px 35px rgba(16,47,67,.08); }
.route-card small { color: var(--muted); font-size: 8px; letter-spacing: .1em; text-transform: uppercase; }
.route-card strong { font-family: Georgia, "Times New Roman", serif; font-size: 25px; font-weight: 400; }
.route-card span { color: #4f8b70; font-size: 9px; font-weight: 720; }
.route-track { position: relative; display: grid; width: 2px; height: 75px; place-items: center; background: rgba(24,59,82,.15); }
.route-track::after { content: "↓"; position: absolute; bottom: -7px; color: var(--navy-soft); font-size: 14px; }
.route-track i { position: absolute; top: 0; width: 8px; height: 8px; border-radius: 50%; background: var(--accent); box-shadow: 0 0 0 5px rgba(165,44,73,.1); animation: route-travel 2.3s ease-in-out infinite; }
.route-track span { position: absolute; left: 16px; color: var(--muted); font-size: 8px; }
.visual-caption { position: relative; z-index: 1; display: flex; margin: 43px 28px 0; padding-top: 20px; align-items: center; justify-content: space-between; border-top: 1px solid rgba(24,59,82,.12); }
.visual-caption span { color: var(--copy); font-size: 9px; }
.visual-caption strong { font-size: 12px; }

.risk-visual { display: grid; padding: 45px; grid-template-columns: .85fr 1.15fr; align-items: center; gap: 35px; background: var(--navy); color: #fff; }
.risk-visual::before { opacity: .18; background-image: radial-gradient(rgba(255,255,255,.22) 1px, transparent 1px); }
.risk-orbit { position: relative; z-index: 1; display: grid; aspect-ratio: 1; place-items: center; border: 1px solid rgba(255,255,255,.16); border-radius: 50%; }
.risk-orbit::before { content: ""; position: absolute; width: 72%; height: 72%; border: 1px solid rgba(255,255,255,.1); border-radius: 50%; }
.risk-shield { position: relative; z-index: 2; display: grid; width: 112px; height: 132px; place-items: center; align-content: center; gap: 8px; border-radius: 55% 55% 65% 65% / 42% 42% 72% 72%; background: #fff; color: var(--navy); box-shadow: 0 23px 55px rgba(0,0,0,.16); }
.risk-shield span { display: grid; width: 35px; height: 35px; place-items: center; border-radius: 50%; background: #e3f2e9; color: #3c7c5e; font-weight: 900; }
.risk-shield small { text-align: center; font-size: 9px; font-weight: 760; line-height: 1.3; }
.orbit-dot { position: absolute; width: 11px; height: 11px; border-radius: 50%; background: #9fc2cd; box-shadow: 0 0 0 7px rgba(159,194,205,.1); }
.orbit-dot-one { top: 15%; right: 14%; }
.orbit-dot-two { bottom: 18%; left: 9%; background: var(--accent); }
.risk-ledger { position: relative; z-index: 1; display: grid; }
.risk-ledger > div { display: grid; padding: 21px 0; gap: 7px; border-bottom: 1px solid rgba(255,255,255,.14); }
.risk-ledger span { color: #91afbc; font-size: 8px; font-weight: 770; letter-spacing: .1em; text-transform: uppercase; }
.risk-ledger strong { font-size: 13px; }
.risk-visual > p { position: absolute; z-index: 2; right: 38px; bottom: 24px; max-width: 330px; margin: 0; color: #91afbc; font-size: 8px; line-height: 1.5; }

.benefit-section { background: #f5f9f9; }
.center-heading { max-width: 770px; margin-inline: auto; text-align: center; }
.center-heading .eyebrow { justify-content: center; }
.center-heading h2 { font-size: clamp(47px, 5.7vw, 72px); }
.center-heading > p { max-width: 600px; margin: 27px auto 0; color: var(--copy); line-height: 1.7; }
.benefit-grid { display: grid; margin-top: 68px; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.benefit-grid article { min-height: 350px; padding: 30px; border: 1px solid rgba(24,59,82,.07); border-radius: 20px; background: #e9f3f5; transition: transform .35s ease, box-shadow .35s ease, background .35s ease; }
.benefit-grid article:hover { background: #fff; box-shadow: 0 28px 65px rgba(16,47,67,.08); transform: translateY(-7px); }
.benefit-grid article > span { color: var(--accent); font: 9px ui-monospace, monospace; }
.benefit-icon { display: grid; width: 55px; height: 55px; margin: 72px 0 31px; place-items: center; border-radius: 17px; background: #fff; color: var(--navy); font-family: Georgia, serif; font-size: 19px; box-shadow: 0 12px 30px rgba(16,47,67,.07); }
.benefit-grid h3 { margin: 0 0 13px; font-size: 20px; letter-spacing: -.03em; }
.benefit-grid p { margin: 0; color: var(--copy); font-size: 12px; line-height: 1.7; }

.steps-section { background: var(--navy); color: #fff; }
.steps-shell { display: grid; grid-template-columns: .82fr 1.18fr; align-items: start; gap: clamp(65px, 10vw, 145px); }
.steps-heading { position: sticky; top: 115px; }
.steps-heading h2 { color: #fff; font-size: clamp(45px, 5vw, 66px); }
.steps-heading h2 em { color: #a8c7d1; font-family: Georgia, serif; font-weight: 400; }
.steps-heading > p { max-width: 470px; margin: 28px 0 31px; color: #aec5ce; line-height: 1.72; }
.steps-list { display: grid; }
.steps-list article { display: grid; min-height: 155px; padding: 30px 4px; grid-template-columns: 48px 1fr 28px; align-items: center; gap: 22px; border-bottom: 1px solid rgba(255,255,255,.15); }
.steps-list article:first-child { border-top: 1px solid rgba(255,255,255,.15); }
.steps-list article > span { display: grid; width: 38px; height: 38px; place-items: center; border: 1px solid rgba(255,255,255,.22); border-radius: 50%; color: #a8c7d1; font: 10px ui-monospace, monospace; }
.steps-list h3 { margin: 0 0 9px; color: #fff; font-size: 22px; letter-spacing: -.03em; }
.steps-list p { margin: 0; color: #a8c0ca; font-size: 12px; line-height: 1.6; }
.steps-list i { color: #a8c7d1; font-style: normal; }

.terms-section { background: var(--paper); }
.terms-heading { margin-bottom: 65px; text-align: center; }
.terms-heading .eyebrow { justify-content: center; }
.terms-heading h2 { font-size: clamp(47px, 5.6vw, 72px); }
.terms-grid { gap: 18px; }
.price-panel, .eligibility-panel { min-height: 540px; padding: clamp(38px, 5vw, 58px); border-radius: 24px; }
.price-panel { background: #eaf4f7; }
.eligibility-panel { background: #f3f7f7; }
.panel-label { color: var(--accent); font-size: 9px; font-weight: 820; letter-spacing: .13em; text-transform: uppercase; }
.price-range { margin-top: 65px; }
.price-panel > p:not(.price-range) { max-width: 475px; }
.price-panel > small { display: block; margin-top: 13px; color: var(--muted); font-size: 9px; }
.eligibility-panel h3 { margin: 71px 0 0; color: var(--navy); font-size: clamp(42px, 4.7vw, 61px); letter-spacing: -.055em; line-height: 1; }
.eligibility-panel .minimal-list { margin-top: 38px; }
.eligibility-panel .arrow-link { margin-top: 17px; }

.specialist-section { overflow: hidden; background: #eaf4f7; }
.specialist-layout { display: grid; grid-template-columns: .9fr 1.1fr; align-items: center; gap: clamp(75px, 11vw, 160px); }
.specialist-portrait { position: relative; display: grid; min-height: 520px; place-items: center; align-content: center; gap: 35px; overflow: hidden; border-radius: 28px; background: linear-gradient(145deg, #dcecef, #f7fbfb); }
.specialist-portrait::before, .specialist-portrait::after { content: ""; position: absolute; border: 1px solid rgba(24,59,82,.09); border-radius: 50%; }
.specialist-portrait::before { width: 420px; height: 420px; }
.specialist-portrait::after { width: 290px; height: 290px; }
.portrait-rings { position: relative; z-index: 1; display: grid; width: 190px; height: 190px; place-items: center; border: 1px solid rgba(24,59,82,.12); border-radius: 50%; background: rgba(255,255,255,.72); box-shadow: 0 30px 80px rgba(16,47,67,.1); }
.portrait-rings span { color: var(--accent); font-family: Georgia, serif; font-size: 58px; letter-spacing: -.05em; }
.specialist-portrait p { position: relative; z-index: 1; margin: 0; color: var(--navy-soft); font-size: 10px; font-weight: 750; letter-spacing: .1em; text-transform: uppercase; }
.specialist-copy h2 { font-size: clamp(55px, 6.4vw, 84px); }
.specialist-copy .specialist-lead { max-width: 650px; margin: 31px 0 0; color: var(--navy); font-size: clamp(22px, 2.45vw, 31px); font-weight: 570; letter-spacing: -.035em; line-height: 1.3; }
.specialist-copy > p:not(.eyebrow):not(.specialist-lead) { max-width: 570px; margin: 22px 0 0; color: var(--copy); line-height: 1.7; }
.specialist-actions { display: flex; margin-top: 32px; align-items: center; gap: 27px; }
.specialist-actions > a:last-child { color: var(--navy); font-size: 13px; font-weight: 760; text-decoration: none; }

.faq { background: var(--paper); }
.faq-grid > div:first-child { position: sticky; top: 120px; align-self: start; }
.closing-cta { padding: 115px 0; background: var(--accent); }
.closing-inner h2 { font-size: clamp(46px, 5.6vw, 72px); }
.closing-inner p:last-child { color: #f0d4dc; }

.reveal-ready [data-reveal] { opacity: 0; transition: opacity .75s ease, transform .85s cubic-bezier(.2,.75,.2,1); }
.reveal-ready [data-reveal="up"] { transform: translateY(42px); }
.reveal-ready [data-reveal="left"] { transform: translateX(-45px); }
.reveal-ready [data-reveal="right"] { transform: translateX(45px); }
.reveal-ready [data-reveal].is-visible { opacity: 1; transform: translate(0, 0); }
.reveal-ready [data-delay="1"] { transition-delay: .07s; }
.reveal-ready [data-delay="2"] { transition-delay: .14s; }
.reveal-ready [data-delay="3"] { transition-delay: .21s; }
.reveal-ready [data-delay="4"] { transition-delay: .28s; }

@keyframes hero-copy-in { from { opacity: 0; transform: translateY(30px); } to { opacity: 1; transform: none; } }
@keyframes hero-card-in { from { opacity: 0; transform: translate(35px, 25px) scale(.97); } to { opacity: 1; transform: none; } }
@keyframes hero-facts-in { from { opacity: 0; transform: translateY(20px); } to { opacity: 1; transform: none; } }
@keyframes route-travel { 0% { top: 2px; opacity: 0; } 20% { opacity: 1; } 80% { opacity: 1; } 100% { top: 66px; opacity: 0; } }

@media (max-width: 1120px) {
  .site-header { width: calc(100% - 24px); }
  .hero-grid { grid-template-columns: 1fr 410px; gap: 48px; }
  .invoice-stage::after { right: -20px; }
}

@media (max-width: 900px) {
  .site-header { top: 10px; margin-top: 10px; }
  .hero { padding-top: 145px; }
  .hero-grid, .story-row, .story-row-reverse, .steps-shell, .specialist-layout { grid-template-columns: 1fr; }
  .hero-grid { min-height: auto; padding-bottom: 70px; }
  .hero-copy { padding: 0; }
  .hero-visual-enter { width: min(540px, 100%); }
  .hero-facts { grid-template-columns: repeat(2, 1fr); }
  .hero-facts > div:nth-child(3) { border-top: 1px solid var(--line); border-left: 0; }
  .hero-facts > div:nth-child(4) { border-top: 1px solid var(--line); }
  .story-row { gap: 55px; }
  .story-row-reverse .risk-visual { order: 2; }
  .story-row-reverse .story-text { order: 1; }
  .visual-surface { min-height: 500px; }
  .benefit-grid { grid-template-columns: 1fr; }
  .benefit-grid article { min-height: 270px; }
  .benefit-icon { margin-top: 48px; }
  .steps-heading, .faq-grid > div:first-child { position: static; }
  .steps-shell { gap: 60px; }
  .specialist-portrait { min-height: 440px; }
}

@media (max-width: 650px) {
  .site-header { width: calc(100% - 20px); border-radius: 15px; }
  .site-header .shell { padding-inline: 10px; }
  .header-inner { min-height: 62px; }
  .brand > span:last-child { font-size: 14px; }
  .mobile-menu summary { width: 42px; height: 42px; }
  .hero { padding-top: 125px; }
  .hero h1 { font-size: clamp(48px, 14vw, 64px); }
  .hero-actions { align-items: stretch; }
  .hero-actions .arrow-link { justify-content: center; }
  .invoice-stage { padding: 24px; transform: none; }
  .invoice-stage::before { top: -18px; right: 18px; width: 52px; height: 52px; }
  .invoice-stage::after { display: none; }
  .hero-facts { grid-template-columns: 1fr; border-radius: 15px 15px 0 0; }
  .hero-facts > div { min-height: 72px; padding: 16px 18px; grid-template-columns: 105px 1fr; }
  .hero-facts > div + div, .hero-facts > div:nth-child(3) { border-top: 1px solid var(--line); border-left: 0; }
  .section { padding: 88px 0; }
  .intro-inner { text-align: left; }
  .intro-inner .eyebrow { justify-content: flex-start; }
  .intro-inner h2 { font-size: 46px; }
  .flow-section { padding-top: 15px; }
  .story-rows { gap: 100px; }
  .story-text h2 { font-size: 42px; }
  .visual-surface { min-height: 455px; border-radius: 20px; }
  .visual-toolbar { margin: 18px; }
  .payment-route { margin-top: 42px; width: calc(100% - 36px); }
  .route-card { min-width: min(245px, 100%); }
  .visual-caption { margin: 32px 18px 0; }
  .risk-visual { min-height: 520px; padding: 27px; grid-template-columns: 1fr; gap: 25px; }
  .risk-orbit { width: 220px; justify-self: center; }
  .risk-shield { width: 90px; height: 108px; }
  .risk-visual > p { position: static; z-index: 1; }
  .center-heading { text-align: left; }
  .center-heading .eyebrow { justify-content: flex-start; }
  .benefit-grid { margin-top: 48px; }
  .terms-heading { text-align: left; }
  .terms-heading .eyebrow { justify-content: flex-start; }
  .price-panel, .eligibility-panel { min-height: 0; padding: 31px 25px; }
  .price-range, .eligibility-panel h3 { margin-top: 44px; }
  .specialist-portrait { min-height: 350px; }
  .specialist-portrait::before { width: 310px; height: 310px; }
  .specialist-portrait::after { width: 230px; height: 230px; }
  .portrait-rings { width: 150px; height: 150px; }
  .specialist-copy h2 { font-size: 55px; }
  .specialist-actions { align-items: flex-start; flex-direction: column; }
  .closing-cta { padding: 88px 0; }
  .reveal-ready [data-reveal="left"], .reveal-ready [data-reveal="right"] { transform: translateY(32px); }
}

@media (prefers-reduced-motion: reduce) {
  .hero-enter, .hero-visual-enter, .hero-facts-enter, .route-track i { animation: none !important; }
  .reveal-ready [data-reveal] { opacity: 1 !important; transform: none !important; }
}

/* Homepage v3 — unified palette, calmer header and tighter editorial hierarchy */
:root {
  --navy: #153b4f;
  --navy-deep: #0d2f41;
  --navy-soft: #456474;
  --mist: #edf4f3;
  --mist-deep: #dce9e7;
  --paper: #fafbf8;
  --accent: #913d51;
  --accent-soft: #e6d4d8;
  --copy: #5b727d;
  --muted: #82949b;
  --line: rgba(21, 59, 79, .12);
}

.site-header {
  top: 16px;
  width: min(1240px, calc(100% - 32px));
  margin: 16px auto -88px;
  border-color: rgba(255,255,255,.1);
  border-radius: 18px;
  background: rgba(13,47,65,.95);
  box-shadow: 0 18px 55px rgba(13,47,65,.18);
  backdrop-filter: blur(22px);
}
.site-header .brand { color: #fff; }
.site-header .brand-mark { background: var(--accent); box-shadow: none; }
.site-header .desktop-nav a { color: #c9d7dc; font-weight: 590; }
.site-header .desktop-nav a:hover { background: rgba(255,255,255,.08); color: #fff; }
.site-header .header-phone { color: #fff; }
.site-header .header-phone small { color: #91acb7; }
.site-header .header-cta { background: #f8faf7; color: var(--navy-deep); box-shadow: none; }
.site-header .header-cta:hover { background: #fff; color: var(--navy-deep); }
.site-header .mobile-menu summary { background: rgba(255,255,255,.09); }
.site-header .mobile-menu summary span { background: #fff; }
.mobile-nav-cta { background: var(--navy-deep); }

.hero { padding-bottom: 55px; background: linear-gradient(145deg, #edf4f3 0%, #f7f9f6 64%, #e5efee 100%); }
.hero-grid-pattern { opacity: .3; }
.hero::before { background: rgba(255,255,255,.62); }
.hero-copy { padding-bottom: 55px; }
.hero h1 { color: var(--navy-deep); }
.hero h1 em { color: var(--navy); font-weight: 560; }
.hero-lead { color: var(--navy-soft); }
.invoice-stage { border-color: rgba(21,59,79,.09); background: rgba(255,255,255,.94); box-shadow: 0 38px 95px rgba(13,47,65,.12); }
.invoice-stage .flow-result { background: linear-gradient(145deg, var(--navy-deep), var(--navy)); }
.invoice-stage::after { background: var(--navy-deep); color: #fff; }

.intro-section,
.flow-section,
.terms-section,
.faq { background: var(--paper); }
.benefit-section,
.specialist-section { background: var(--mist); }
.benefit-grid article { border-color: rgba(21,59,79,.08); background: rgba(255,255,255,.62); }
.benefit-grid article:hover { background: #fff; }
.benefit-icon { box-shadow: none; }
.visual-surface,
.price-panel { background: #e8f1f0; }
.eligibility-panel { background: #f2f6f4; }
.risk-visual,
.steps-section,
.closing-cta { background: var(--navy-deep); }
.closing-inner p:last-child { color: #bfd0d6; }
.closing-cta .button-light { background: #fff; }
.site-footer { background: #092637; }

#factoring,
#werkwijze,
#kosten,
#voor-wie,
#specialist,
#vragen { scroll-margin-top: 115px; }

@media (max-width: 900px) {
  .site-header { top: 10px; margin-top: 10px; }
  .hero { padding-bottom: 25px; }
}

@media (max-width: 650px) {
  .site-header { width: calc(100% - 20px); border-radius: 14px; }
  .hero { padding-top: 128px; padding-bottom: 15px; }
  .hero h1 { font-size: clamp(46px, 13vw, 61px); }
  .hero-copy { padding-bottom: 15px; }
}

/* Homepage v4 — clickable invoice stack */
.invoice-stack {
  position: relative;
  display: block;
  width: 100%;
  max-width: 520px;
  padding: 54px 25px 32px;
  color: inherit;
  cursor: pointer;
  isolation: isolate;
  text-decoration: none;
}
.invoice-stack::after {
  content: "UITBETALING AANVRAGEN  ↗";
  position: absolute;
  z-index: 6;
  top: 3px;
  left: 50%;
  padding: 10px 14px;
  border-radius: 999px;
  background: var(--navy-deep);
  box-shadow: 0 12px 28px rgba(13,47,65,.14);
  color: #fff;
  font-size: 8px;
  font-weight: 790;
  letter-spacing: .1em;
  white-space: nowrap;
  transform: translateX(-50%);
  transition: background .25s ease, transform .25s ease;
}
.invoice-stack:hover::after { background: var(--accent); transform: translate(-50%,-2px); }
.invoice-sheet {
  position: absolute;
  z-index: 0;
  inset: 54px 25px 32px;
  overflow: hidden;
  padding: 29px 31px;
  border: 1px solid rgba(21,59,79,.1);
  border-radius: 22px;
  background: rgba(250,251,248,.86);
  box-shadow: 0 24px 60px rgba(13,47,65,.07);
  transition: transform .55s cubic-bezier(.2,.75,.2,1), box-shadow .55s ease;
}
.invoice-sheet span { position: absolute; top: 12px; left: 24px; display: block; color: var(--navy-soft); font-size: 8px; font-weight: 780; letter-spacing: .13em; text-transform: uppercase; }
.invoice-sheet i { display: block; width: 58%; height: 1px; margin-top: 17px; background: rgba(21,59,79,.1); }
.invoice-sheet i:nth-of-type(2) { width: 78%; }
.invoice-sheet i:nth-of-type(3) { width: 43%; }
.invoice-sheet-back { background: #dce9e7; transform: translate(32px,-46px) rotate(5.5deg); }
.invoice-sheet-middle { z-index: 1; background: #f5f8f6; transform: translate(-25px,-26px) rotate(-3.8deg); }
.invoice-stack .invoice-stage {
  z-index: 3;
  width: 100%;
  max-width: none;
  min-height: 0;
  color: var(--navy);
  cursor: pointer;
  transform: rotate(-.6deg);
  transition: transform .55s cubic-bezier(.2,.75,.2,1), box-shadow .55s ease;
}
.invoice-stack .invoice-stage::after { display: none; }
.invoice-stack:hover .invoice-sheet-back { box-shadow: 0 32px 75px rgba(13,47,65,.1); transform: translate(45px,-55px) rotate(7deg); }
.invoice-stack:hover .invoice-sheet-middle { transform: translate(-36px,-35px) rotate(-5deg); }
.invoice-stack:hover .invoice-stage { box-shadow: 0 52px 120px rgba(13,47,65,.18); transform: translateY(-8px) rotate(0); }
.invoice-stack:focus-visible { border-radius: 28px; outline: 3px solid rgba(145,61,81,.32); outline-offset: 5px; }
.invoice-claim {
  display: inline-flex;
  min-height: 40px;
  padding: 8px 9px 8px 13px;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  border-radius: 11px;
  background: #fff;
  color: var(--navy-deep);
  box-shadow: 0 10px 25px rgba(0,0,0,.1);
}
.invoice-claim strong { font-size: 9px; letter-spacing: -.01em; white-space: nowrap; }
.invoice-claim > i { display: grid; width: 24px; height: 24px; flex: 0 0 auto; place-items: center; border-radius: 50%; background: var(--accent); color: #fff; font-size: 10px; font-style: normal; transition: transform .25s ease; }
.invoice-stack:hover .invoice-claim > i { transform: translate(2px,-2px); }
.invoice-result-footer { display: flex; margin-top: 17px; align-items: center; justify-content: space-between; gap: 14px; }
.invoice-result-footer > p { margin: 0; }

@media (max-width: 650px) {
  .invoice-stack { max-width: 500px; padding: 43px 12px 24px; }
  .invoice-sheet { inset: 43px 12px 24px; padding: 24px; }
  .invoice-sheet-back { transform: translate(17px,-31px) rotate(4.5deg); }
  .invoice-sheet-middle { transform: translate(-13px,-20px) rotate(-2.8deg); }
  .invoice-stack:hover .invoice-sheet-back { transform: translate(21px,-35px) rotate(5deg); }
  .invoice-stack:hover .invoice-sheet-middle { transform: translate(-17px,-24px) rotate(-3.2deg); }
  .invoice-result-footer { align-items: flex-start; flex-direction: column; }
  .invoice-stack::after { top: 0; padding: 9px 12px; }
}

@media (prefers-reduced-motion: reduce) {
  .invoice-stack:hover .invoice-sheet-back,
  .invoice-stack:hover .invoice-sheet-middle,
  .invoice-stack:hover .invoice-stage { transform: none; }
}

/* Homepage v5 — calm, compact invoice */
.hero-grid {
  grid-template-columns: minmax(0, 1.12fr) minmax(310px, .48fr);
  gap: clamp(86px, 9vw, 145px);
}
.hero-visual-enter {
  width: 100%;
  max-width: 375px;
  justify-self: end;
}
.invoice-stack {
  max-width: 375px;
  padding: 28px 15px 19px;
  cursor: default;
}
.invoice-stack::after,
.invoice-stack .invoice-stage::before,
.invoice-stack .invoice-stage::after,
.invoice-sheet span,
.invoice-sheet i,
.invoice-claim,
.invoice-result-footer { display: none; }
.invoice-sheet {
  inset: 28px 15px 19px;
  padding: 0;
  border-radius: 18px;
  box-shadow: 0 18px 44px rgba(13,47,65,.055);
  transition: none;
}
.invoice-sheet-back {
  background: #dfeae8;
  transform: translate(13px,-16px) rotate(2deg);
}
.invoice-sheet-middle {
  background: #f5f8f6;
  transform: translate(-8px,-8px) rotate(-1.4deg);
}
.invoice-stack .invoice-stage {
  padding: 27px;
  border-radius: 19px;
  cursor: default;
  transform: none;
  transition: none;
}
.invoice-stack:hover .invoice-sheet-back {
  box-shadow: 0 18px 44px rgba(13,47,65,.055);
  transform: translate(13px,-16px) rotate(2deg);
}
.invoice-stack:hover .invoice-sheet-middle { transform: translate(-8px,-8px) rotate(-1.4deg); }
.invoice-stack:hover .invoice-stage {
  box-shadow: 0 30px 72px rgba(13,47,65,.11);
  transform: none;
}
.invoice-stack .invoice-topline { padding-bottom: 15px; }
.invoice-stack .invoice-topline > div { gap: 6px; }
.invoice-stack .invoice-topline > div > strong { font-size: 13px; }
.invoice-stack .invoice-amount { margin-top: 22px; padding-bottom: 21px; }
.invoice-stack .invoice-amount strong { font-size: 38px; }
.invoice-stack .invoice-breakdown > div { padding: 14px 0; }
.invoice-stack .invoice-stage .flow-result { margin-top: 17px; padding: 20px; }
.invoice-stack .invoice-stage .flow-result strong { font-size: 31px; }
.invoice-stack .invoice-stage .flow-result p { margin-top: 13px; }
.invoice-stack .invoice-disclaimer { margin-top: 13px; }

@media (max-width: 1120px) {
  .hero-grid { grid-template-columns: minmax(0, 1fr) 340px; gap: 58px; }
  .hero-visual-enter { max-width: 340px; }
}

@media (max-width: 900px) {
  .hero-grid { grid-template-columns: 1fr; gap: 54px; }
  .hero-visual-enter { width: min(100%, 360px); max-width: 360px; justify-self: center; }
}

@media (max-width: 650px) {
  .hero-grid { gap: 44px; }
  .hero-visual-enter { width: min(100%, 340px); }
  .invoice-stack { max-width: 340px; padding: 24px 11px 16px; }
  .invoice-sheet { inset: 24px 11px 16px; }
  .invoice-sheet-back,
  .invoice-stack:hover .invoice-sheet-back { transform: translate(10px,-13px) rotate(1.8deg); }
  .invoice-sheet-middle,
  .invoice-stack:hover .invoice-sheet-middle { transform: translate(-6px,-7px) rotate(-1.2deg); }
}

/* Homepage v6 — user-supplied structure and copy */
:root {
  --home-navy: #0d2f41;
  --home-blue: #173e53;
  --home-copy: #526b77;
  --home-mist: #eaf2f0;
  --home-paper: #f8faf7;
  --home-line: rgba(21,59,79,.12);
  --home-accent: #a52c49;
}

.contact-topbar { position: relative; z-index: 70; background: var(--home-navy); color: #fff; }
.contact-topbar-inner { display: flex; min-height: 38px; align-items: center; justify-content: flex-end; gap: 38px; }
.contact-topbar a { color: #d7e2e6; font-size: 11px; font-weight: 620; text-decoration: none; }
.contact-topbar a:hover { color: #fff; }

.site-header {
  position: sticky;
  z-index: 60;
  top: 0;
  width: 100%;
  margin: 0;
  border: 0;
  border-bottom: 1px solid var(--home-line);
  border-radius: 0;
  background: rgba(255,255,255,.94);
  box-shadow: 0 12px 36px rgba(13,47,65,.055);
  backdrop-filter: blur(18px);
}
.site-header .header-inner { min-height: 80px; gap: 28px; }
.site-header .brand { color: var(--home-navy); }
.site-header .brand-mark { background: var(--home-accent); color: #fff; }
.site-header .desktop-nav { margin-inline: auto; gap: 2px; }
.site-header .desktop-nav a { padding: 11px 10px; color: var(--home-blue); font-size: 12px; font-weight: 620; }
.site-header .desktop-nav a:hover { background: var(--home-mist); color: var(--home-navy); }
.site-header .header-actions { gap: 11px; }
.login-link { min-height: 43px; padding: 11px 15px; border: 1px solid var(--home-line); border-radius: 10px; color: var(--home-navy); font-size: 12px; font-weight: 700; text-decoration: none; }
.login-link:hover { border-color: rgba(21,59,79,.25); background: var(--home-paper); }
.site-header .header-cta { min-height: 44px; padding-inline: 17px; border-radius: 10px; background: var(--home-accent); color: #fff; box-shadow: 0 10px 24px rgba(165,44,73,.16); }
.site-header .header-cta:hover { background: #89243d; color: #fff; }
.site-header .mobile-menu summary { background: var(--home-navy); }
.site-header .mobile-menu summary span { background: #fff; }
.mobile-nav-cta { background: var(--home-accent); color: #fff; }

.home-page { overflow: hidden; background: var(--home-paper); color: var(--home-navy); }
.home-page h1, .home-page h2, .home-page h3 { color: var(--home-navy); }
.home-page .button { border-radius: 10px; }
.home-page .button-primary { background: var(--home-accent); box-shadow: 0 14px 32px rgba(165,44,73,.16); }
.home-page .button-primary:hover { background: #89243d; }

.home-hero { position: relative; padding: clamp(88px,9vw,130px) 0; background: linear-gradient(145deg,#edf4f3 0%,#f8faf7 67%,#e5efed 100%); }
.home-hero::after { content: ""; position: absolute; top: 7%; right: -6%; width: 460px; height: 460px; border-radius: 50%; background: rgba(255,255,255,.7); }
.home-hero-pattern { position: absolute; inset: 0; opacity: .25; background-image: radial-gradient(rgba(24,59,82,.18) 1px,transparent 1px); background-size: 13px 13px; mask-image: linear-gradient(90deg,transparent 0,#000 58%,#000 100%); }
.home-hero-grid { position: relative; z-index: 2; display: grid; min-height: 590px; grid-template-columns: minmax(0,1.16fr) 390px; align-items: center; gap: clamp(82px,10vw,150px); }
.home-hero-copy { max-width: 745px; }
.home-hero h1 { max-width: 760px; margin: 0; font-size: clamp(62px,6.7vw,96px); font-weight: 690; letter-spacing: -.07em; line-height: .92; }
.home-hero h2 { max-width: 660px; margin: 32px 0 0; color: var(--home-copy); font-size: clamp(17px,1.5vw,20px); font-weight: 450; letter-spacing: -.012em; line-height: 1.65; }
.home-hero-cta { margin-top: 36px; }
.home-hero-invoice { width: 100%; max-width: 390px; justify-self: end; }

.claim-invoice { position: relative; width: 100%; max-width: 390px; padding: 18px 12px 14px; }
.claim-invoice-sheet { position: absolute; inset: 9px 0 24px 24px; border: 1px solid rgba(21,59,79,.09); border-radius: 22px; background: #dce9e7; box-shadow: 0 24px 60px rgba(13,47,65,.06); transform: rotate(2.5deg); }
.claim-invoice-card { position: relative; z-index: 2; padding: 30px; border: 1px solid rgba(21,59,79,.1); border-radius: 21px; background: rgba(255,255,255,.97); box-shadow: 0 32px 78px rgba(13,47,65,.12); }
.claim-invoice-top { display: flex; padding-bottom: 18px; align-items: flex-start; justify-content: space-between; gap: 18px; border-bottom: 1px solid var(--home-line); }
.claim-invoice-top > div { display: grid; gap: 6px; }
.claim-invoice-top small { color: #7f939c; font-size: 8px; font-weight: 760; letter-spacing: .11em; text-transform: uppercase; }
.claim-invoice-top strong { font-size: 13px; }
.claim-invoice-top > span { display: flex; align-items: center; gap: 7px; color: #4d7764; font-size: 9px; font-weight: 720; }
.claim-invoice-top i { width: 7px; height: 7px; border-radius: 50%; background: #4f8b70; box-shadow: 0 0 0 4px rgba(79,139,112,.1); }
.claim-invoice-amount { margin: 32px 0 25px; color: var(--home-navy); font-family: Georgia,"Times New Roman",serif; font-size: 46px; letter-spacing: -.05em; }
.claim-invoice dl { margin: 0 0 22px; }
.claim-invoice dl > div { display: flex; padding: 15px 0; align-items: center; justify-content: space-between; gap: 20px; border-top: 1px solid var(--home-line); }
.claim-invoice dt { color: var(--home-copy); font-size: 10px; }
.claim-invoice dd { margin: 0; color: var(--home-navy); font-size: 11px; font-weight: 760; }
.claim-invoice-button { display: flex; min-height: 52px; padding: 13px 15px; align-items: center; justify-content: space-between; border-radius: 11px; background: var(--home-navy); color: #fff; font-size: 12px; font-weight: 760; text-decoration: none; transition: transform .2s ease,background .2s ease; }
.claim-invoice-button:hover { background: var(--home-accent); transform: translateY(-2px); }
.claim-invoice-button span { font-size: 16px; }

.home-section { padding: clamp(100px,10vw,145px) 0; scroll-margin-top: 95px; }
.home-section-heading { max-width: 810px; margin-bottom: 64px; }
.home-section-heading h2 { margin: 0; font-size: clamp(48px,5.5vw,74px); letter-spacing: -.06em; line-height: .98; }
.home-section-heading-center { margin-inline: auto; text-align: center; }
.home-section-heading-center .eyebrow { justify-content: center; }

.home-process { background: #fff; }
.home-step-grid { display: grid; grid-template-columns: repeat(3,1fr); border-top: 1px solid var(--home-line); border-bottom: 1px solid var(--home-line); }
.home-step-grid article { min-height: 310px; padding: 30px; }
.home-step-grid article + article { border-left: 1px solid var(--home-line); }
.home-step-grid article > span { color: var(--home-accent); font: 10px ui-monospace,monospace; }
.home-step-grid h3 { margin: 105px 0 17px; font-size: 25px; letter-spacing: -.035em; }
.home-step-grid p { max-width: 330px; margin: 0; color: var(--home-copy); font-size: 14px; line-height: 1.7; }

.home-benefits { background: var(--home-mist); }
.home-benefit-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 14px; }
.home-benefit-grid article { min-height: 330px; padding: clamp(30px,4vw,48px); border: 1px solid rgba(21,59,79,.075); border-radius: 19px; background: rgba(255,255,255,.68); }
.home-benefit-icon { display: grid; width: 54px; height: 54px; place-items: center; border-radius: 50%; background: #fff; font-size: 23px; box-shadow: 0 12px 28px rgba(13,47,65,.06); }
.home-benefit-grid h3 { max-width: 420px; margin: 74px 0 15px; font-size: 26px; letter-spacing: -.04em; }
.home-benefit-grid p { max-width: 490px; margin: 0; color: var(--home-copy); font-size: 14px; line-height: 1.7; }

.home-calculator { background: var(--home-navy); color: #fff; }
.home-calculator-grid { display: grid; grid-template-columns: .72fr 1fr; align-items: start; gap: clamp(70px,9vw,135px); }
.home-calculator h2 { max-width: 500px; margin: 0; color: #fff; font-size: clamp(48px,5.7vw,75px); letter-spacing: -.06em; line-height: .98; }
.home-fee-calculator { padding: clamp(30px,4vw,50px); border: 1px solid rgba(255,255,255,.12); border-radius: 22px; background: #fff; color: var(--home-navy); box-shadow: 0 32px 78px rgba(0,0,0,.13); }
.home-fee-control { display: grid; gap: 17px; }
.home-fee-control label { color: var(--home-copy); font-size: 12px; font-weight: 680; }
.home-fee-control output { font-family: Georgia,"Times New Roman",serif; font-size: clamp(42px,5vw,64px); letter-spacing: -.055em; }
.home-fee-control input { width: 100%; accent-color: var(--home-accent); cursor: pointer; }
.home-fee-result { margin: 38px 0 28px; border-top: 1px solid var(--home-line); }
.home-fee-result > div { display: flex; padding: 17px 0; align-items: center; justify-content: space-between; gap: 20px; border-bottom: 1px solid var(--home-line); }
.home-fee-result dt { color: var(--home-copy); font-size: 12px; }
.home-fee-result dd { margin: 0; font-size: 13px; font-weight: 760; }
.home-fee-result > div:last-child { padding-block: 23px; }
.home-fee-result > div:last-child dt { color: var(--home-navy); font-weight: 760; }
.home-fee-result > div:last-child dd { color: var(--home-accent); font-family: Georgia,"Times New Roman",serif; font-size: 30px; font-weight: 400; }
.home-fee-calculator .button { width: 100%; }

.home-founder { background: var(--home-paper); }
.home-founder-grid { display: grid; grid-template-columns: .82fr 1fr; align-items: center; gap: clamp(75px,10vw,150px); }
.home-founder-photo { position: relative; min-height: 610px; margin: 0; overflow: hidden; border-radius: 24px; background: var(--home-mist); }
.home-founder-photo::after { content: ""; position: absolute; inset: 0; box-shadow: inset 0 0 0 1px rgba(21,59,79,.08); border-radius: inherit; pointer-events: none; }
.home-founder-photo img { width: 100%; height: 100%; min-height: 610px; object-fit: cover; object-position: 50% 38%; filter: saturate(.88) contrast(.99); }
.home-founder-copy blockquote { max-width: 700px; margin: 0 0 25px; color: var(--home-navy); font-family: Georgia,"Times New Roman",serif; font-size: clamp(36px,4.6vw,61px); letter-spacing: -.045em; line-height: 1.08; }
.home-founder-name { margin: 0 0 45px; color: var(--home-accent); font-size: 12px; font-weight: 760; }
.home-founder-copy > p:last-child { max-width: 610px; margin: 0; color: var(--home-copy); font-size: 16px; line-height: 1.75; }

.home-faq { background: #fff; }
.home-faq-grid { display: grid; grid-template-columns: .72fr 1fr; gap: clamp(70px,10vw,145px); }
.home-faq h2 { margin: 0; font-size: clamp(47px,5.3vw,72px); letter-spacing: -.06em; line-height: .98; }
.home-faq .faq-list summary { color: var(--home-navy); }
.home-faq .faq-list summary span { color: var(--home-accent); }
.home-faq .faq-list details p { color: var(--home-copy); }

.home-closing { padding: clamp(90px,9vw,125px) 0; background: var(--home-accent); color: #fff; }
.home-closing-inner { display: flex; align-items: flex-end; justify-content: space-between; gap: 65px; }
.home-closing h2 { max-width: 820px; margin: 0; color: #fff; font-size: clamp(50px,5.8vw,78px); letter-spacing: -.06em; line-height: .96; }
.home-closing p { max-width: 670px; margin: 26px 0 0; color: #f3d8df; font-size: 17px; line-height: 1.65; }
.home-closing .button-light { flex: 0 0 auto; background: #fff; color: var(--home-navy); }

.site-footer { padding-top: 82px; background: #092637; }
.site-footer .footer-grid { grid-template-columns: 1.25fr .8fr .85fr .9fr; }
.site-footer .footer-intro > p { max-width: 300px; color: #9eb3bc; }
.site-footer h2 { color: #859fa9; }
.site-footer li a,.site-footer address a { color: #d7e2e6; }

#hoe-het-werkt,#calculator,#over-ons,#faq { scroll-margin-top: 95px; }

@media (max-width: 1080px) {
  .site-header .desktop-nav,.login-link { display: none; }
  .site-header .header-actions { margin-left: auto; }
  .site-header .mobile-menu { display: block; }
  .home-hero-grid { grid-template-columns: 1fr 350px; gap: 55px; }
  .home-hero-invoice { max-width: 350px; }
  .site-footer .footer-grid { grid-template-columns: 1.2fr 1fr 1fr; }
  .site-footer .footer-grid > div:last-child { grid-column: 2 / 4; }
}

@media (max-width: 820px) {
  .contact-topbar-inner { min-height: 36px; justify-content: center; }
  .contact-topbar a { font-size: 10px; }
  .home-hero-grid,.home-calculator-grid,.home-founder-grid,.home-faq-grid { grid-template-columns: 1fr; }
  .home-hero-grid { gap: 65px; }
  .home-hero-invoice { width: min(100%,370px); max-width: 370px; justify-self: center; }
  .home-step-grid { grid-template-columns: 1fr; }
  .home-step-grid article { min-height: 250px; }
  .home-step-grid article + article { border-top: 1px solid var(--home-line); border-left: 0; }
  .home-step-grid h3 { margin-top: 70px; }
  .home-calculator-grid,.home-founder-grid,.home-faq-grid { gap: 58px; }
  .home-founder-photo,.home-founder-photo img { min-height: 540px; }
  .home-closing-inner { align-items: flex-start; flex-direction: column; }
}

@media (max-width: 650px) {
  .contact-topbar-inner { padding-block: 8px; flex-direction: column; gap: 5px; }
  .site-header .header-inner { min-height: 68px; }
  .site-header .header-cta { display: none; }
  .home-hero { padding: 78px 0 85px; }
  .home-hero h1 { font-size: clamp(50px,14vw,68px); }
  .home-hero h2 { font-size: 17px; }
  .home-hero-cta { width: 100%; }
  .claim-invoice-card { padding: 24px; }
  .claim-invoice-amount { font-size: 39px; }
  .home-section { padding: 88px 0; }
  .home-section-heading { margin-bottom: 45px; }
  .home-section-heading-center { text-align: left; }
  .home-section-heading-center .eyebrow { justify-content: flex-start; }
  .home-section-heading h2,.home-calculator h2,.home-faq h2 { font-size: 44px; }
  .home-benefit-grid { grid-template-columns: 1fr; }
  .home-benefit-grid article { min-height: 290px; }
  .home-benefit-grid h3 { margin-top: 58px; }
  .home-fee-calculator { padding: 25px; }
  .home-founder-photo,.home-founder-photo img { min-height: 470px; }
  .home-founder-copy blockquote { font-size: 37px; }
  .home-closing h2 { font-size: 48px; }
  .home-closing .button { width: 100%; }
  .site-footer .footer-grid { grid-template-columns: 1fr; }
  .site-footer .footer-grid > div:last-child { grid-column: auto; }
}

/* Homepage v7 — cohesive palette, tactile surfaces and refined steps */
:root {
  --home-navy: #123544;
  --home-blue: #1d4655;
  --home-copy: #58707a;
  --home-paper: #f7f8f4;
  --home-mist: #edf2ee;
  --home-sage: #e3ebe7;
  --home-line: rgba(18,53,68,.115);
  --home-accent: #9d4055;
  --home-accent-dark: #7f3043;
  --home-accent-soft: #f0e4e7;
}

body { background: var(--home-paper); }
.contact-topbar,
.home-calculator,
.site-footer { background-color: #102f3d; }
.contact-topbar a { color: #d8e2e3; }
.site-header { background: rgba(248,249,246,.95); border-bottom-color: rgba(18,53,68,.09); }
.site-header .header-cta,
.home-page .button-primary { background: var(--home-accent); }
.site-header .header-cta:hover,
.home-page .button-primary:hover { background: var(--home-accent-dark); }
.login-link { background: rgba(255,255,255,.54); }
.login-link:hover { background: #fff; }

.home-page { background: var(--home-paper); }
.home-hero,
.home-section,
.home-closing { position: relative; isolation: isolate; }
.home-hero::before,
.home-section::before,
.home-closing::before {
  content: "";
  position: absolute;
  z-index: 0;
  inset: 0;
  opacity: .032;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 180 180' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='noise'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.82' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23noise)' opacity='.38'/%3E%3C/svg%3E");
  background-size: 180px 180px;
  mix-blend-mode: multiply;
  pointer-events: none;
}
.home-hero > .shell,
.home-section > .shell,
.home-closing > .shell { position: relative; z-index: 2; }
.home-calculator::before,
.home-closing::before { opacity: .055; mix-blend-mode: soft-light; }

.home-hero { background: radial-gradient(circle at 88% 37%,rgba(255,255,255,.78) 0 14%,transparent 37%),linear-gradient(145deg,var(--home-sage) 0%,var(--home-paper) 66%,#e8eeea 100%); }
.home-hero::after { background: rgba(255,255,255,.48); }
.home-hero-pattern { opacity: .19; }
.claim-invoice-sheet { background: #d7e3de; }
.claim-invoice-card { background: rgba(251,252,249,.97); border-color: rgba(18,53,68,.095); box-shadow: 0 34px 82px rgba(18,53,68,.115); }
.claim-invoice-button { background: var(--home-navy); }
.claim-invoice-button:hover { background: var(--home-accent); }

.home-process { background: var(--home-paper); }
.home-process .home-section-heading { margin-inline: auto; text-align: center; }
.home-process .home-section-heading .eyebrow { justify-content: center; }
.home-step-grid {
  display: grid;
  grid-template-columns: repeat(3,minmax(0,1fr));
  gap: 24px;
  border: 0;
}
.home-step-grid article {
  position: relative;
  min-height: 330px;
  padding: 32px;
  overflow: visible;
  border: 1px solid rgba(18,53,68,.09);
  border-radius: 20px;
  background: linear-gradient(155deg,rgba(255,255,255,.91),rgba(247,249,245,.82));
  box-shadow: 0 18px 52px rgba(18,53,68,.055);
  transition: border-color .25s ease,box-shadow .25s ease,transform .25s ease;
}
.home-step-grid article:hover {
  border-color: rgba(157,64,85,.22);
  box-shadow: 0 26px 65px rgba(18,53,68,.085);
  transform: translateY(-5px);
}
.home-step-grid article + article { border-left: 1px solid rgba(18,53,68,.09); }
.home-step-grid article > span {
  display: grid;
  width: 52px;
  height: 52px;
  place-items: center;
  border: 1px solid rgba(157,64,85,.16);
  border-radius: 50%;
  background: var(--home-accent-soft);
  color: var(--home-accent);
  font: 700 11px ui-monospace,monospace;
  box-shadow: 0 10px 24px rgba(157,64,85,.075);
}
.home-step-grid article:not(:last-child)::after {
  content: "→";
  position: absolute;
  z-index: 4;
  top: 47px;
  right: -20px;
  display: grid;
  width: 16px;
  height: 16px;
  place-items: center;
  border-radius: 50%;
  background: var(--home-paper);
  color: #8da09e;
  font-size: 15px;
  line-height: 1;
}
.home-step-grid h3 { margin: 78px 0 17px; font-size: 26px; }
.home-step-grid p { font-size: 14px; line-height: 1.72; }

.home-benefits { background: var(--home-mist); }
.home-benefit-grid article { border-color: rgba(18,53,68,.07); background: linear-gradient(145deg,rgba(255,255,255,.68),rgba(248,250,247,.48)); box-shadow: 0 12px 35px rgba(18,53,68,.035); }
.home-benefit-icon { background: var(--home-accent-soft); box-shadow: none; }
.home-fee-calculator { background: #fafbf8; border-color: rgba(255,255,255,.15); }
.home-founder { background: #f2f5f1; }
.home-founder-photo { background: var(--home-sage); box-shadow: 0 26px 70px rgba(18,53,68,.09); }
.home-faq { background: var(--home-paper); }
.home-closing { background: var(--home-blue); }
.home-closing p { color: #c5d4d8; }
.home-closing .button-light { box-shadow: 0 16px 38px rgba(0,0,0,.12); }
.site-footer { border-top: 1px solid rgba(255,255,255,.07); }

@media (max-width: 820px) {
  .home-process .home-section-heading { text-align: left; }
  .home-process .home-section-heading .eyebrow { justify-content: flex-start; }
  .home-step-grid { grid-template-columns: 1fr; gap: 22px; }
  .home-step-grid article { min-height: 270px; }
  .home-step-grid article + article { border: 1px solid rgba(18,53,68,.09); }
  .home-step-grid article:not(:last-child)::after { content: "↓"; top: auto; right: calc(50% - 8px); bottom: -20px; }
  .home-step-grid h3 { margin-top: 52px; }
}

@media (max-width: 650px) {
  .home-step-grid article { min-height: 250px; padding: 27px; }
  .home-step-grid h3 { margin-top: 45px; font-size: 24px; }
}

/* Homepage v8 — compact founder profile */
.home-founder { padding: clamp(76px,7.5vw,104px) 0; }
.home-founder-grid {
  width: min(1080px,calc(100% - 48px));
  grid-template-columns: 370px minmax(0,1fr);
  gap: clamp(52px,7vw,82px);
  padding: 26px;
  border: 1px solid rgba(18,53,68,.075);
  border-radius: 27px;
  background: rgba(255,255,255,.52);
  box-shadow: 0 24px 70px rgba(18,53,68,.055);
}
.home-founder-photo {
  min-height: 0;
  height: 430px;
  border-radius: 19px;
  box-shadow: 0 18px 48px rgba(18,53,68,.1);
}
.home-founder-photo img {
  height: 430px;
  min-height: 0;
  object-position: 50% 39%;
  filter: saturate(.82) contrast(1.01) brightness(.99);
}
.home-founder-copy { padding: 8px 30px 8px 0; }
.home-founder-copy .eyebrow { margin-bottom: 20px; }
.home-founder-copy blockquote {
  max-width: 590px;
  margin-bottom: 18px;
  font-size: clamp(32px,3.4vw,45px);
  line-height: 1.1;
}
.home-founder-name { margin-bottom: 29px; }
.home-founder-copy > p:last-child { max-width: 600px; font-size: 14px; line-height: 1.7; }

@media (max-width: 820px) {
  .home-founder-grid { width: min(100% - 40px,620px); grid-template-columns: 1fr; gap: 38px; padding: 22px; }
  .home-founder-photo,.home-founder-photo img { height: 430px; min-height: 0; }
  .home-founder-copy { padding: 0 8px 10px; }
}

@media (max-width: 650px) {
  .home-founder { padding: 70px 0; }
  .home-founder-grid { width: min(100% - 28px,560px); padding: 14px; border-radius: 21px; }
  .home-founder-photo,.home-founder-photo img { height: 365px; }
  .home-founder-photo { border-radius: 15px; }
  .home-founder-copy { padding: 12px 8px 14px; }
  .home-founder-copy blockquote { font-size: 34px; }
  .home-founder-name { margin-bottom: 24px; }
}

/* Homepage v9 — calculator in the hero, concise pricing and eligibility */
#berekenen,
#kosten,
#voor-wie { scroll-margin-top: 130px; }

.claim-invoice-value { display: grid; margin: 26px 0 20px; }
.claim-invoice-value label {
  margin-bottom: 7px;
  color: var(--home-copy);
  font-size: 9px;
  font-weight: 720;
  letter-spacing: .08em;
  text-transform: uppercase;
}
.claim-invoice-value .claim-invoice-amount {
  display: block;
  margin: 0 0 19px;
  color: var(--home-navy);
  font-family: Georgia,"Times New Roman",serif;
  font-size: 44px;
  letter-spacing: -.05em;
  line-height: 1;
}
.claim-invoice-slider {
  width: 100%;
  height: 5px;
  margin: 0;
  border-radius: 99px;
  outline: none;
  cursor: pointer;
  appearance: none;
  -webkit-appearance: none;
}
.claim-invoice-slider::-webkit-slider-thumb {
  width: 19px;
  height: 19px;
  border: 4px solid #fff;
  border-radius: 50%;
  background: var(--home-accent);
  box-shadow: 0 3px 11px rgba(18,53,68,.22);
  appearance: none;
  -webkit-appearance: none;
}
.claim-invoice-slider::-moz-range-thumb {
  width: 12px;
  height: 12px;
  border: 4px solid #fff;
  border-radius: 50%;
  background: var(--home-accent);
  box-shadow: 0 3px 11px rgba(18,53,68,.22);
}
.claim-invoice-slider:focus-visible { box-shadow: 0 0 0 4px rgba(157,64,85,.14); }
.claim-invoice-limits { display: flex; margin-top: 10px; justify-content: space-between; color: #899ba2; font-size: 8px; font-weight: 650; }
.claim-invoice dl { margin-bottom: 18px; }
.claim-invoice dl > div { padding: 13px 0; }
.claim-invoice-button { gap: 12px; }
.claim-invoice-note { margin: 12px 3px 0; color: #7b9098; font-size: 8px; line-height: 1.5; }

.home-cost-band.home-section {
  padding: clamp(72px,7vw,96px) 0;
  background: #e9eedf;
}
.home-cost-band-inner { display: flex; align-items: center; justify-content: space-between; gap: clamp(55px,8vw,120px); }
.home-cost-copy { max-width: 850px; }
.home-cost-copy .eyebrow { margin-bottom: 20px; }
.home-cost-copy h2 {
  margin: 0;
  font-size: clamp(38px,4.3vw,58px);
  letter-spacing: -.055em;
  line-height: 1;
}
.home-cost-copy > p { max-width: 820px; margin: 25px 0 0; color: var(--home-copy); font-size: 16px; line-height: 1.7; }
.home-cost-button {
  flex: 0 0 auto;
  min-width: 210px;
  border: 1px solid rgba(18,53,68,.46);
  background: transparent;
  color: var(--home-navy);
  box-shadow: none;
}
.home-cost-button:hover { border-color: var(--home-navy); background: var(--home-navy); color: #fff; }

.home-fit { background: #fff; }
.home-fit .home-section-heading { max-width: 880px; margin-bottom: 72px; }
.home-fit .home-section-heading > p { max-width: 620px; margin: 24px auto 0; color: var(--home-copy); font-size: 16px; line-height: 1.7; }
.home-fit-grid { display: grid; grid-template-columns: repeat(3,minmax(0,1fr)); }
.home-fit-grid article {
  display: grid;
  min-height: 225px;
  padding: 12px clamp(28px,4vw,54px) 18px;
  align-content: start;
  justify-items: center;
  text-align: center;
}
.home-fit-grid article + article { border-left: 1px solid var(--home-line); }
.home-fit-check {
  display: grid;
  width: 38px;
  height: 38px;
  margin-bottom: 26px;
  place-items: center;
  border: 1px solid rgba(157,64,85,.16);
  border-radius: 50%;
  background: var(--home-accent-soft);
  color: var(--home-accent);
  font-size: 15px;
  font-weight: 800;
}
.home-fit-grid h3 { margin: 0; font-size: 20px; letter-spacing: -.03em; line-height: 1.2; }
.home-fit-grid p { max-width: 330px; margin: 17px auto 0; color: var(--home-copy); font-size: 13px; line-height: 1.68; }

@media (max-width: 820px) {
  .home-cost-band-inner { align-items: flex-start; flex-direction: column; gap: 35px; }
  .home-fit-grid { grid-template-columns: 1fr; }
  .home-fit-grid article { min-height: 0; padding: 36px 12px; }
  .home-fit-grid article + article { border-top: 1px solid var(--home-line); border-left: 0; }
  .home-fit .home-section-heading > p { margin-inline: 0; }
}

@media (max-width: 650px) {
  #berekenen,
  #kosten,
  #voor-wie { scroll-margin-top: 105px; }
  .claim-invoice-value .claim-invoice-amount { font-size: 38px; }
  .claim-invoice-button { font-size: 11px; }
  .home-cost-band.home-section { padding: 64px 0; }
  .home-cost-copy h2 { font-size: 39px; }
  .home-cost-copy > p { font-size: 15px; }
  .home-cost-button { width: 100%; }
  .home-fit .home-section-heading { margin-bottom: 34px; }
  .home-fit .home-section-heading > p { font-size: 15px; }
}

/* Homepage v10 — tonal blue/sage palette and original hero texture */
:root {
  --navy: #153944;
  --navy-deep: #0f303a;
  --navy-soft: #315b64;
  --mist: #edf3ef;
  --mist-deep: #dce8e2;
  --paper: #f8faf7;
  --accent: #2f6971;
  --accent-soft: #dfebe8;
  --copy: #5b747b;
  --line: rgba(21,57,68,.13);
  --home-navy: #153944;
  --home-blue: #214f59;
  --home-copy: #5b747b;
  --home-paper: #f8faf7;
  --home-mist: #edf3ef;
  --home-sage: #e4ede8;
  --home-line: rgba(21,57,68,.12);
  --home-accent: #2f6971;
  --home-accent-dark: #23545c;
  --home-accent-soft: #dfebe8;
}

.site-header .header-cta,
.home-page .button-primary {
  background: var(--home-accent);
  box-shadow: 0 12px 28px rgba(35,84,92,.15);
}
.site-header .header-cta:hover,
.home-page .button-primary:hover { background: var(--home-accent-dark); }
.button:focus-visible,
.arrow-link:focus-visible,
a:focus-visible,
summary:focus-visible { outline-color: rgba(47,105,113,.27); }

.home-hero {
  background:
    radial-gradient(circle at 87% 43%,rgba(255,255,255,.78) 0 12%,transparent 38%),
    linear-gradient(145deg,#e3ece7 0%,var(--home-paper) 66%,#e7efea 100%);
}
.home-hero::before,
.home-section::before,
.home-closing::before { opacity: .043; }
.home-closing::before { opacity: .06; }
.home-hero::after { background: rgba(240,246,242,.58); }
.home-hero-pattern {
  opacity: .1;
  background-image: radial-gradient(rgba(33,79,89,.2) .8px,transparent .8px);
  background-size: 15px 15px;
}
.home-hero-actions { display: flex; margin-top: 36px; flex-wrap: wrap; align-items: center; gap: 12px; }
.home-hero-actions .home-hero-cta { margin-top: 0; }
.home-contact-cta {
  min-width: 156px;
  border: 1px solid rgba(21,57,68,.32);
  background: rgba(255,255,255,.22);
  color: var(--home-navy);
  box-shadow: none;
}
.home-contact-cta:hover { border-color: rgba(21,57,68,.5); background: rgba(255,255,255,.72); }

.home-hero-invoice { position: relative; isolation: isolate; }
.home-hero-invoice::before {
  content: "";
  position: absolute;
  z-index: -1;
  inset: -92px -118px -86px -104px;
  border-radius: 48%;
  background: repeating-radial-gradient(ellipse at 52% 49%,transparent 0 29px,rgba(35,84,92,.075) 30px 31px,transparent 32px 58px);
  mask-image: radial-gradient(ellipse at center,#000 0 50%,rgba(0,0,0,.75) 63%,transparent 79%);
  transform: rotate(-7deg);
  pointer-events: none;
}
.home-hero-invoice::after {
  content: "";
  position: absolute;
  z-index: -1;
  inset: -40px -44px -32px -36px;
  border: 1px solid rgba(35,84,92,.075);
  border-radius: 46% 54% 48% 52%;
  transform: rotate(7deg);
  pointer-events: none;
}
.home-hero-invoice .claim-invoice { z-index: 2; }

.claim-invoice-sheet { background: #d9e5df; }
.claim-invoice-slider:focus-visible { box-shadow: 0 0 0 4px rgba(47,105,113,.14); }
.home-step-grid article:hover { border-color: rgba(47,105,113,.24); }
.home-step-grid article > span {
  border-color: rgba(47,105,113,.17);
  box-shadow: 0 10px 24px rgba(47,105,113,.075);
}
.home-fit-check { border-color: rgba(47,105,113,.17); }
.home-cost-band.home-section { background: #e7eee5; }
.home-benefits { background: #edf2ee; }
.home-founder { background: #f0f4f0; }
.home-closing { background: var(--home-blue); }

@media (max-width: 820px) {
  .home-hero-invoice::before { inset: -65px -80px; }
}

@media (max-width: 650px) {
  .home-hero-actions { align-items: stretch; flex-direction: column; }
  .home-hero-actions .button { width: 100%; }
  .home-hero-invoice::before { inset: -42px -32px; opacity: .72; }
  .home-hero-invoice::after { inset: -18px -12px; }
}

/* Sitewide v11 — warm red, white and natural beige */
:root {
  --navy: #4a252c;
  --navy-deep: #32171d;
  --navy-soft: #6a4349;
  --mist: #f3ece3;
  --mist-deep: #e6d9ca;
  --paper: #fcfaf6;
  --white: #ffffff;
  --accent: #a33b50;
  --accent-soft: #f1dfe2;
  --copy: #75615c;
  --muted: #958078;
  --line: rgba(74,37,44,.14);
  --home-navy: #4a252c;
  --home-blue: #6f2638;
  --home-copy: #75615c;
  --home-paper: #fcfaf6;
  --home-mist: #f3ece3;
  --home-sage: #eadfce;
  --home-line: rgba(74,37,44,.13);
  --home-accent: #a33b50;
  --home-accent-dark: #7d2638;
  --home-accent-soft: #f1dfe2;
}

body { background: var(--paper); color: var(--navy); }
.contact-topbar,
.site-footer { background: var(--navy-deep); }
.contact-topbar a { color: #f1e4db; }
.site-header { background: rgba(252,250,246,.96); border-bottom-color: rgba(74,37,44,.1); }
.site-header .brand-mark,
.site-header .header-cta,
.home-page .button-primary { background: var(--accent); }
.site-header .header-cta,
.home-page .button-primary { box-shadow: 0 12px 28px rgba(125,38,56,.15); }
.site-header .header-cta:hover,
.home-page .button-primary:hover { background: var(--home-accent-dark); }
.login-link { border-color: rgba(74,37,44,.17); background: rgba(255,255,255,.46); }
.login-link:hover { border-color: rgba(74,37,44,.3); background: #fff; }
.site-header .mobile-menu summary { background: var(--navy-deep); }
.mobile-nav-cta { background: var(--accent); }

.home-hero {
  background:
    radial-gradient(circle at 87% 43%,rgba(255,255,255,.8) 0 12%,transparent 38%),
    linear-gradient(145deg,#eadfce 0%,var(--home-paper) 66%,#f0e7dc 100%);
}
.home-hero::after { background: rgba(255,250,245,.56); }
.home-hero-pattern { background-image: radial-gradient(rgba(125,38,56,.18) .8px,transparent .8px); }
.home-hero-invoice::before { background: repeating-radial-gradient(ellipse at 52% 49%,transparent 0 29px,rgba(125,38,56,.072) 30px 31px,transparent 32px 58px); }
.home-hero-invoice::after { border-color: rgba(125,38,56,.08); }
.home-contact-cta { border-color: rgba(74,37,44,.3); color: var(--home-navy); }
.home-contact-cta:hover { border-color: rgba(74,37,44,.48); background: rgba(255,255,255,.78); }

.claim-invoice-sheet { background: #eadfd2; }
.claim-invoice-card { border-color: rgba(74,37,44,.1); background: rgba(255,253,249,.98); box-shadow: 0 34px 82px rgba(74,37,44,.12); }
.claim-invoice-button { background: var(--navy-deep); }
.claim-invoice-button:hover { background: var(--accent); }
.claim-invoice-slider:focus-visible { box-shadow: 0 0 0 4px rgba(163,59,80,.14); }

.home-process,
.home-faq,
.home-fit,
.inner-section { background: var(--paper); }
.home-benefits,
.tinted-section,
.fit-section { background: var(--mist); }
.home-cost-band.home-section { background: #eee1d2; }
.home-founder { background: #f7f0e7; }
.home-closing,
.closing-cta { background: var(--home-blue); }
.home-closing p,
.closing-inner p:last-child { color: #ead5d3; }
.home-step-grid article,
.home-benefit-grid article,
.feature-grid article,
.value-grid article { border-color: rgba(74,37,44,.09); background: linear-gradient(150deg,rgba(255,255,255,.94),rgba(252,247,241,.78)); }
.home-step-grid article:hover { border-color: rgba(163,59,80,.25); box-shadow: 0 26px 65px rgba(74,37,44,.08); }
.home-step-grid article > span,
.home-fit-check { border-color: rgba(163,59,80,.17); box-shadow: 0 10px 24px rgba(163,59,80,.07); }
.home-benefit-icon {
  background: var(--home-accent-soft);
  color: var(--home-accent);
  font: 750 10px ui-monospace,monospace;
  letter-spacing: .08em;
}
.home-founder-grid { border-color: rgba(74,37,44,.08); background: rgba(255,255,255,.55); box-shadow: 0 24px 70px rgba(74,37,44,.055); }

.inner-hero { background: linear-gradient(145deg,#eee3d5,var(--mist)); }
.dark-inner-section,
.process-section,
.risk-card,
.flow-result { background: var(--navy-deep); }
.definition-card,
.timeline aside,
.legal-layout aside { background: var(--mist); }
.price-panel,
.specialist-card,
.contact-form { background: #fff; }
.contact-form input:not([type="checkbox"]),
.contact-form textarea,
.contact-form select { background: #f7f1e9; }
.timeline article > span { background: var(--accent); }
.rate-summary-section { background: #fffaf5; }
#aanvraag,
#cessie { scroll-margin-top: 125px; }

.button:focus-visible,
.arrow-link:focus-visible,
a:focus-visible,
summary:focus-visible { outline-color: rgba(163,59,80,.28); }
.eyebrow-light { color: #e5c1c7; }
.site-footer .footer-intro > p { color: #c8ada7; }
.site-footer h2 { color: #b99591; }
.site-footer li a,
.site-footer address a { color: #efe2da; }
.footer-bottom { border-top-color: rgba(255,255,255,.1); color: #aa8985; }

@media (max-width: 650px) {
  #aanvraag,
  #cessie { scroll-margin-top: 100px; }
}